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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Creactives Group SpA's Debt-to-EBITDA or its related term are showing as below:
MIL:CREG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.95 Med: 4.42 Max: 44.22
Current: 9.74
During the past 4 years, the highest Debt-to-EBITDA Ratio of Creactives Group SpA was 44.22. The lowest was 3.95. And the median was 4.42.
MIL:CREG's Debt-to-EBITDA is not ranked
in the Software industry.
Industry Median: 1.08
vs MIL:CREG: 9.74
Creactives Group SpA (MIL:CREG) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Creactives Group SpA Debt-to-EBITDA Related Terms
Creactives Group SpA Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Creactives Group SpA's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:CREG vs UBER, CRM, SHOP: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Creactives Group SpA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creactives Group SpA Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Creactives Group SpA's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Creactives Group SpA's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Creactives Group SpA (MIL:CREG) has a Debt-to-EBITDA of 33.62 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Creactives Group SpA. This is 661% above median its historical median of 4.42. Over the past decade, Creactives Group SpA's Debt-to-EBITDA has ranged from 3.95 to 44.22.
Is Creactives Group SpA's Debt-to-EBITDA too high?
Creactives Group SpA's current Debt-to-EBITDA of 33.62 is 661% above median its 10-year median of 4.42. Over the past 10 years, this metric has ranged from a low of 3.95 to a high of 44.22. The Software industry median Debt-to-EBITDA is 1.08. Creactives Group SpA's value of 33.62 is 3013% above this industry median. Overall, Creactives Group SpA has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Creactives Group SpA's Debt-to-EBITDA compare to UBER and CRM?
Creactives Group SpA's Debt-to-EBITDA of 33.62 can be compared against companies in the Software industry. The industry median Debt-to-EBITDA is 1.08. Creactives Group SpA's value of 33.62 is 3013% above this benchmark. Historically, Creactives Group SpA's own Debt-to-EBITDA has ranged from 3.95 to 44.22 over the past decade. While the company's 10-year median is 4.42 vs. the industry median of 1.08, Creactives Group SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creactives Group SpA's current Debt-to-EBITDA of 33.62 is 3013% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Creactives Group SpA. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creactives Group SpA's current Debt-to-EBITDA is 33.62, which is 661% above median its own 10-year median of 4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creactives Group SpA stock overvalued right now?
Creactives Group SpA (MIL:CREG) has a current Debt-to-EBITDA of 33.62. The stock's GF Value™ is €3.11, compared to a current price of €2.96 — trading 4.8% below its estimated fair value. The current Debt-to-EBITDA is 33.62, which is 661% above median its 10-year median of 4.42 and 3013% above the Software industry median of 1.08. Creactives Group SpA's overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Creactives Group SpA (MIL:CREG), the current Debt-to-EBITDA is 33.62 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creactives Group SpA (MIL:CREG) Overvalued in 2026?
Based on GuruFocus' analysis, Creactives Group SpA stock appears to be undervalued.
The current stock price of €2.96 is trading 4.8% below its estimated GF Value™ of €3.11.
Key valuation signals for MIL:CREG:
Debt-to-EBITDA: 33.62 (661% above median its 10-year median of 4.42)
GF Value™: €3.11 vs. price of €2.96 (4.8% below fair value)
Industry Position: 3013% above the Software median
No single metric tells the full story. See the MIL:CREG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Creactives Group SpA through its subsidiaries, develops AI-powered semantic technologies for data management in the Supply Chain and Procurement industry. The company through collaboration with its partners, creates technological projects providing its customers with support in supply chain data management activities based on; the collaborative AI-semantic technology platform, Vanessa, to create the digital twin of (cleaned and categorized) customer supply chain data, and then developing a system of applications using the data collected, and offering it to the customers.
29GF Score
Get the complete analysis for MIL:CREG
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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