Creactives Group SpA (MIL:CREG) ROA %: -13.96% (As of Dec. 2025)

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MIL:CREG Creactives Group SpA MIL:CREG
29 GF Score
Price €2.96
GF Value €3.11
! 7 Warning Signs
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What is Creactives Group SpA ROA %?

Creactives Group SpA MIL:CREG 29 ROA % is -13.96% as of Dec. 2025. GuruFocus rates MIL:CREG with a GF Score™ of 29/100 and a GF Value™ of €3.11. The stock has 7 warning signs investors should review.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Creactives Group SpA's annualized Net Income for the quarter that ended in Dec. 2025 was €-1.40 Mil. Creactives Group SpA's average Total Assets over the quarter that ended in Dec. 2025 was €10.06 Mil. Therefore, Creactives Group SpA's annualized ROA % for the quarter that ended in Dec. 2025 was -13.96%.

The historical rank and industry rank for Creactives Group SpA's ROA % or its related term are showing as below:

MIL:CREG' s ROA % Range Over the Past 10 Years
Min: -16.33   Med: -13.11   Max: -5.11
Current: -14.3

During the past 4 years, Creactives Group SpA's highest ROA % was -5.11%. The lowest was -16.33%. And the median was -13.11%.

MIL:CREG's ROA % is not ranked
in the Software industry.
Industry Median: 1.69 vs MIL:CREG: -14.30

Creactives Group SpA  (MIL:CREG) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=-1.404/10.0575
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-1.404 / 8.038)*(8.038 / 10.0575)
=Net Margin %*Asset Turnover
=-17.47 %*0.7992
=-13.96 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Creactives Group SpA ROA % Related Terms


Creactives Group SpA ROA % Historical Data

* Premium members only.

The historical data trend for Creactives Group SpA's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creactives Group SpA ROA % Chart

Creactives Group SpA Annual Data
Trend Jun22 Jun23 Jun24 Jun25
ROA %
-5.11 -13.95 -12.26 -16.33

Creactives Group SpA Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial -20.75 -3.90 -16.31 -14.91 -13.96

MIL:CREG vs UBER, CRM, SHOP: ROA % Comparison

For the Software - Application subindustry, Creactives Group SpA's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creactives Group SpA ROA % vs Software Industry

For the Software industry and Technology sector, Creactives Group SpA's ROA % distribution charts can be found below:

* The bar in red indicates where Creactives Group SpA's ROA % falls into.


MIL:CREG
29GF Score
Creactives Group SpA MIL:CREG
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Creactives Group SpA ROA % Calculation

Creactives Group SpA's annualized ROA % for the fiscal year that ended in Jun. 2025 is calculated as:

ROA %=Net Income (A: Jun. 2025 )/( (Total Assets (A: Jun. 2024 )+Total Assets (A: Jun. 2025 ))/ count )
=-1.525/( (8.929+9.745)/ 2 )
=-1.525/9.337
=-16.33 %

Creactives Group SpA's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=-1.404/( (9.745+10.37)/ 2 )
=-1.404/10.0575
=-13.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -13.96% mean?
Creactives Group SpA (MIL:CREG) has a ROA % of -13.96% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Creactives Group SpA and its competitors.
Is Creactives Group SpA's ROA % too high?
Creactives Group SpA's current ROA % is -13.96%. Overall, Creactives Group SpA has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Creactives Group SpA's ROA % compare to UBER and CRM?
Creactives Group SpA's ROA % of -13.96% can be compared against companies in the Software industry. The industry median ROA % is 1.69. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.69, based on 2,887 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Creactives Group SpA and its competitors. For the Software industry, the median ROA % is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creactives Group SpA's current ROA % is -13.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creactives Group SpA stock overvalued right now?
Creactives Group SpA (MIL:CREG) has a current ROA % of -13.96%. The stock's GF Value™ is €3.11, compared to a current price of €2.96 — trading 4.8% below its estimated fair value. The current ROA % is -13.96%. Creactives Group SpA's overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Creactives Group SpA (MIL:CREG), the current ROA % is -13.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creactives Group SpA (MIL:CREG) Overvalued in 2026?

Based on GuruFocus' analysis, Creactives Group SpA stock appears to be undervalued. The current stock price of €2.96 is trading 4.8% below its estimated GF Value™ of €3.11.

Key valuation signals for MIL:CREG:

  • ROA %: -13.96%
  • GF Value™: €3.11 vs. price of €2.96 (4.8% below fair value)
  • GF Score™: 29/100 with 7 warning signs

No single metric tells the full story. See the MIL:CREG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creactives Group SpA Business Description

Address Piazzale Luigi Cadorna 6, Verona, ITA, 37126
Creactives Group SpA through its subsidiaries, develops AI-powered semantic technologies for data management in the Supply Chain and Procurement industry. The company through collaboration with its partners, creates technological projects providing its customers with support in supply chain data management activities based on; the collaborative AI-semantic technology platform, Vanessa, to create the digital twin of (cleaned and categorized) customer supply chain data, and then developing a system of applications using the data collected, and offering it to the customers.
29GF Score

Get the complete analysis for MIL:CREG

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.96
Price
€3.11
GF Value