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Encompass Design IndiaNSE:ENCOMPAS +0.19%23 Cash-to-Debt is 0.64 as of Sep. 2025, which is 83% above its 10-year median of 0.35. GuruFocus rates NSE:ENCOMPAS with a GF Score™ of 23/100. The stock has 3 warning signs investors should review. Among 1,121 Retail - Cyclical companies, Encompass Design India ranks better than 57.45% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Encompass Design India's cash to debt ratio for the quarter that ended in Sep. 2025 was 0.64.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Encompass Design Indiacouldn't pay off its debt using the cash in hand for the quarter that ended in Sep. 2025.
The historical rank and industry rank for Encompass Design India's Cash-to-Debt or its related term are showing as below:
NSE:ENCOMPAS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.35 Max: 0.64
Current: 0.64
During the past 3 years, Encompass Design India's highest Cash to Debt Ratio was 0.64. The lowest was 0.03. And the median was 0.35.
NSE:ENCOMPAS's Cash-to-Debt is ranked better than 57.45% of 1121
companies
in the Retail - Cyclical industry
Industry Median: 0.46
vs NSE:ENCOMPAS: 0.64
Encompass Design India (NSE:ENCOMPAS) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Encompass Design India Cash-to-Debt Related Terms
Encompass Design India Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Encompass Design India Cash-to-Debt Chart
Encompass Design India Annual Data
Trend
Mar23
Mar24
Mar25
Cash-to-Debt
0.00
0.03
0.35
Encompass Design India Semi-Annual Data
Mar23
Mar24
Mar25
Sep25
Cash-to-Debt
0.00
0.03
0.35
0.64
NSE:ENCOMPAS vs HD, LOW, FND: Cash-to-Debt Comparison
For the Home Improvement Retail subindustry, Encompass Design India's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Encompass Design India Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Encompass Design India's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Encompass Design India's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Encompass Design India (NSE:ENCOMPAS) has a Cash-to-Debt of 0.64 as of Sep. 2025. This is 83% above median its historical median of 0.35. Over the past decade, Encompass Design India's Cash-to-Debt has ranged from 0.03 to 0.64. According to the industry distribution chart, Encompass Design India ranks #477 out of 1121 companies in the Retail - Cyclical industry, placing it in the top 42.6%.
Is Encompass Design India's Cash-to-Debt too high?
Encompass Design India's current Cash-to-Debt of 0.64 is 83% above median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.64. The Retail - Cyclical industry median Cash-to-Debt is 0.46. Encompass Design India's value of 0.64 is 39.1% above this industry median. Based on the distribution chart, Encompass Design India ranks #477 out of 1121 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Encompass Design India has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Encompass Design India's Cash-to-Debt compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Encompass Design India ranks #477 out of 1121 companies for Cash-to-Debt. This puts Encompass Design India in the upper half of its industry. The industry median Cash-to-Debt is 0.46. Encompass Design India's value of 0.64 is 39.1% above this benchmark. Historically, Encompass Design India's own Cash-to-Debt has ranged from 0.03 to 0.64 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 0.46, Encompass Design India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.46, based on 1,121 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Encompass Design India's current Cash-to-Debt of 0.64 is 39.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Encompass Design India's current Cash-to-Debt is 0.64, which is 83% above median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encompass Design India stock overvalued right now?
Encompass Design India (NSE:ENCOMPAS) has a current Cash-to-Debt of 0.64. The current Cash-to-Debt is 0.64, which is 83% above median its 10-year median of 0.35 and 39.1% above the Retail - Cyclical industry median of 0.46. Encompass Design India's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Encompass Design India (NSE:ENCOMPAS), the current Cash-to-Debt is 0.64 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Encompass Design India Ltd is principally engaged in the manufacturing of home and lifestyle products, such as bed sheets, curtains, comforters, table linens, and pillow covers, as well as food products, with a primary focus on sauces, marketed under its own brands. The company is also involved in the trading of agro-based products, cotton, and fabrics. The company's business operations are spread across multiple segments, including manufacturing of home and lifestyle products, development and marketing of food products, trading of fabrics, cotton and agro-based products, and (iv) providing digital and e-commerce support services. The company derives revenue from the manufacturing and export of its Textile and Sauces Food brands.
23GF Score
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