Encompass Design IndiaNSE:ENCOMPAS +0.33%20 Interest Coverage is 19.99 as of Sep. 2025, which is 55% below its 10-year median of 44.48. GuruFocus rates NSE:ENCOMPAS with a GF Score™ of 20/100. The stock has 4 warning signs investors should review. Among 825 Retail - Cyclical companies, Encompass Design India ranks better than 71.27% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Encompass Design India's
Operating Income
for the
six
months ended in Sep. 2025 was ₹71.1 Mil. Encompass Design India's Interest Expense for the
six
months ended in Sep. 2025 was ₹-3.6 Mil.
Encompass Design India's interest coverage for the quarter that ended in Sep. 2025 was 19.99.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Encompass Design India's Interest Coverage or its related term are showing as below:
NSE:ENCOMPAS'
s Interest Coverage Range Over the Past 10 Years
Min: 19.99 Med: 44.48 Max: 57.6
Current: 19.99
NSE:ENCOMPAS's Interest Coverage is ranked better than 71.27% of 825
companies
in the Retail - Cyclical industry
Industry Median: 7.96
vs NSE:ENCOMPAS: 19.99
Encompass Design India (NSE:ENCOMPAS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Encompass Design India Interest Coverage Related Terms
Encompass Design India Interest Coverage Historical Data
* Premium members only.
The historical data trend for Encompass Design India's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Encompass Design India Interest Coverage Chart
Encompass Design India Annual Data
Trend
Mar23
Mar24
Mar25
Interest Coverage
0.00
31.36
57.60
Encompass Design India Semi-Annual Data
Mar23
Mar24
Mar25
Sep25
Interest Coverage
N/A
N/A
N/A
19.99
NSE:ENCOMPAS vs HD, LOW, FND: Interest Coverage Comparison
For the Home Improvement Retail subindustry, Encompass Design India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Encompass Design India Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Encompass Design India's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Encompass Design India's Interest Coverage falls into.
Encompass Design India Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Encompass Design India (NSE:ENCOMPAS) has a Interest Coverage of 19.99 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Encompass Design India and its competitors. This is 55% below median its historical median of 44.48. Over the past decade, Encompass Design India's Interest Coverage has ranged from 19.99 to 57.60. According to the industry distribution chart, Encompass Design India ranks #237 out of 825 companies in the Retail - Cyclical industry, placing it in the top 28.7%.
Is Encompass Design India's Interest Coverage too high?
Encompass Design India's current Interest Coverage of 19.99 is 55% below median its 10-year median of 44.48. Over the past 10 years, this metric has ranged from a low of 19.99 to a high of 57.60. The Retail - Cyclical industry median Interest Coverage is 7.96. Encompass Design India's value of 19.99 is 151.1% above this industry median. Based on the distribution chart, Encompass Design India ranks #237 out of 825 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Encompass Design India has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Encompass Design India's Interest Coverage compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Encompass Design India ranks #237 out of 825 companies for Interest Coverage. This puts Encompass Design India in the upper half of its industry. The industry median Interest Coverage is 7.96. Encompass Design India's value of 19.99 is 151.1% above this benchmark. Historically, Encompass Design India's own Interest Coverage has ranged from 19.99 to 57.60 over the past decade. While the company's 10-year median is 44.48 vs. the industry median of 7.96, Encompass Design India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.96, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Encompass Design India's current Interest Coverage of 19.99 is 151.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Encompass Design India and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Encompass Design India's current Interest Coverage is 19.99, which is 55% below median its own 10-year median of 44.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encompass Design India stock overvalued right now?
Encompass Design India (NSE:ENCOMPAS) has a current Interest Coverage of 19.99. The current Interest Coverage is 19.99, which is 55% below median its 10-year median of 44.48 and 151.1% above the Retail - Cyclical industry median of 7.96. Encompass Design India's overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Encompass Design India (NSE:ENCOMPAS), the current Interest Coverage is 19.99 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Encompass Design India Ltd is principally engaged in the manufacturing of home and lifestyle products, such as bed sheets, curtains, comforters, table linens, and pillow covers, as well as food products, with a primary focus on sauces, marketed under its own brands. The company is also involved in the trading of agro-based products, cotton, and fabrics. The company's business operations are spread across multiple segments, including manufacturing of home and lifestyle products, development and marketing of food products, trading of fabrics, cotton and agro-based products, and (iv) providing digital and e-commerce support services. The company derives revenue from the manufacturing and export of its Textile and Sauces Food brands.
20GF Score
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