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Encompass Design IndiaNSE:ENCOMPAS +0.12%20 Debt-to-EBITDA is 0.89 as of Sep. 2025, which is 7% above its 10-year median of 0.83. GuruFocus rates NSE:ENCOMPAS with a GF Score™ of 20/100. The stock has 4 warning signs investors should review. Among 901 Retail - Cyclical companies, Encompass Design India ranks better than 60.93% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Encompass Design India's Debt-to-EBITDA or its related term are showing as below:
NSE:ENCOMPAS'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.71 Med: 0.83 Max: 12.08
Current: 1.79
During the past 3 years, the highest Debt-to-EBITDA Ratio of Encompass Design India was 12.08. The lowest was 0.71. And the median was 0.83.
NSE:ENCOMPAS's Debt-to-EBITDA is ranked better than 60.93% of 901
companies
in the Retail - Cyclical industry
Industry Median: 2.4
vs NSE:ENCOMPAS: 1.79
Encompass Design India (NSE:ENCOMPAS) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Encompass Design India Debt-to-EBITDA Related Terms
Encompass Design India Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Encompass Design India's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Encompass Design India Debt-to-EBITDA Chart
Encompass Design India Annual Data
Trend
Mar23
Mar24
Mar25
Debt-to-EBITDA
12.08
0.71
0.83
Encompass Design India Semi-Annual Data
Mar23
Mar24
Mar25
Sep25
Debt-to-EBITDA
N/A
N/A
N/A
0.89
NSE:ENCOMPAS vs HD, LOW, FND: Debt-to-EBITDA Comparison
For the Home Improvement Retail subindustry, Encompass Design India's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Encompass Design India Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Encompass Design India's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Encompass Design India's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.
Encompass Design India (NSE:ENCOMPAS) has a Debt-to-EBITDA of 0.89 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Encompass Design India. This is near median its historical median of 0.83. Over the past decade, Encompass Design India's Debt-to-EBITDA has ranged from 0.71 to 12.08. According to the industry distribution chart, Encompass Design India ranks #352 out of 901 companies in the Retail - Cyclical industry, placing it in the top 39.1%.
Is Encompass Design India's Debt-to-EBITDA too high?
Encompass Design India's current Debt-to-EBITDA of 0.89 is near median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 12.08. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Encompass Design India's value of 0.89 is 62.9% below this industry median. Based on the distribution chart, Encompass Design India ranks #352 out of 901 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Encompass Design India has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Encompass Design India's Debt-to-EBITDA compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Encompass Design India ranks #352 out of 901 companies for Debt-to-EBITDA. This puts Encompass Design India in the upper half of its industry. The industry median Debt-to-EBITDA is 2.40. Encompass Design India's value of 0.89 is 62.9% below this benchmark. Historically, Encompass Design India's own Debt-to-EBITDA has ranged from 0.71 to 12.08 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 2.40, Encompass Design India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 901 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Encompass Design India's current Debt-to-EBITDA of 0.89 is 62.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Encompass Design India. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Encompass Design India's current Debt-to-EBITDA is 0.89, which is near median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encompass Design India stock overvalued right now?
Encompass Design India (NSE:ENCOMPAS) has a current Debt-to-EBITDA of 0.89. The current Debt-to-EBITDA is 0.89, which is near median its 10-year median of 0.83 and 62.9% below the Retail - Cyclical industry median of 2.40. Encompass Design India's overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Encompass Design India (NSE:ENCOMPAS), the current Debt-to-EBITDA is 0.89 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Encompass Design India Ltd is principally engaged in the manufacturing of home and lifestyle products, such as bed sheets, curtains, comforters, table linens, and pillow covers, as well as food products, with a primary focus on sauces, marketed under its own brands. The company is also involved in the trading of agro-based products, cotton, and fabrics. The company's business operations are spread across multiple segments, including manufacturing of home and lifestyle products, development and marketing of food products, trading of fabrics, cotton and agro-based products, and (iv) providing digital and e-commerce support services. The company derives revenue from the manufacturing and export of its Textile and Sauces Food brands.
20GF Score
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