Encompass Design India (NSE:ENCOMPAS) Effective Interest Rate on Debt %: 4.73% (As of Sep. 2025)


NSE:ENCOMPAS Encompass Design India Ltd NSE:ENCOMPAS
31 GF Score
Price ₹238.00
! 4 Warning Signs
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What is Encompass Design India Effective Interest Rate on Debt %?

Encompass Design India NSE:ENCOMPAS -1.12% 31 Effective Interest Rate on Debt % is 4.73% as of Sep. 2025. GuruFocus rates NSE:ENCOMPAS with a GF Score™ of 31/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Encompass Design India's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was ₹7.1 Mil. Encompass Design India's average total debt for the quarter that ended in Sep. 2025 was ₹150.2 Mil. Therefore, Encompass Design India's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 4.73%.


Encompass Design India  (NSE:ENCOMPAS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Encompass Design India Effective Interest Rate on Debt % Related Terms


Encompass Design India Effective Interest Rate on Debt % Historical Data

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The historical data trend for Encompass Design India's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Encompass Design India Effective Interest Rate on Debt % Chart

Encompass Design India Annual Data
Trend Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
0.76 3.92 2.27

Encompass Design India Semi-Annual Data
Mar23 Mar24 Mar25 Sep25
Effective Interest Rate on Debt % 0.00 0.00 0.00 4.73

NSE:ENCOMPAS vs HD, LOW, FND: Effective Interest Rate on Debt % Comparison

For the Home Improvement Retail subindustry, Encompass Design India's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Encompass Design India Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Encompass Design India's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Encompass Design India's Effective Interest Rate on Debt % falls into.


NSE:ENCOMPAS
31GF Score
Encompass Design India Ltd NSE:ENCOMPAS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Encompass Design India Effective Interest Rate on Debt % Calculation

Encompass Design India's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -2.534/( (80.54+142.594)/ 2 )
=-1  *  -2.534/111.567
=2.27 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=59.326 + 21.214
=80.54

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=30.869 + 111.725
=142.594

Encompass Design India's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -7.11/( (142.594+157.887)/ 2 )
=-1  *  -7.11/150.2405
=4.73 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=30.869 + 111.725
=142.594

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=45.038 + 112.849
=157.887

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.73% mean?
Encompass Design India (NSE:ENCOMPAS) has a Effective Interest Rate on Debt % of 4.73% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Encompass Design India and its competitors.
Is Encompass Design India's Effective Interest Rate on Debt % too high?
Encompass Design India's current Effective Interest Rate on Debt % is 4.73%. Overall, Encompass Design India has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Encompass Design India's Effective Interest Rate on Debt % compare to HD and LOW?
Encompass Design India's Effective Interest Rate on Debt % of 4.73% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Encompass Design India and its competitors. Encompass Design India's current Effective Interest Rate on Debt % is 4.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encompass Design India stock overvalued right now?
Encompass Design India (NSE:ENCOMPAS) has a current Effective Interest Rate on Debt % of 4.73%. The current Effective Interest Rate on Debt % is 4.73%. Encompass Design India's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Encompass Design India (NSE:ENCOMPAS), the current Effective Interest Rate on Debt % is 4.73% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Encompass Design India Business Description

Address Shop No. A-101, Opposite Western Express Highway, Virwani Indl Estate, Goregaon East, Mumbai, MH, IND, 400063
Encompass Design India Ltd is principally engaged in the manufacturing of home and lifestyle products, such as bed sheets, curtains, comforters, table linens, and pillow covers, as well as food products, with a primary focus on sauces, marketed under its own brands. The company is also involved in the trading of agro-based products, cotton, and fabrics. The company's business operations are spread across multiple segments, including manufacturing of home and lifestyle products, development and marketing of food products, trading of fabrics, cotton and agro-based products, and (iv) providing digital and e-commerce support services. The company derives revenue from the manufacturing and export of its Textile and Sauces Food brands.
31GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹238.00
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