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Balai Ni FruitasPHS:BALAI 58 Cash-to-Debt is 5.39 as of Mar. 2026, which is 4% above its 10-year median of 5.19. GuruFocus rates PHS:BALAI with a GF Score™ of 58/100 and a GF Value™ of ₱0.49 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 114 Beverages - Non-Alcoholic companies, Balai Ni Fruitas ranks better than 72.81% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Balai Ni Fruitas's cash to debt ratio for the quarter that ended in Mar. 2026 was 5.39.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Balai Ni Fruitascould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Balai Ni Fruitas's Cash-to-Debt or its related term are showing as below:
PHS:BALAI'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1 Med: 5.19 Max: 16.36
Current: 5.39
During the past 9 years, Balai Ni Fruitas's highest Cash to Debt Ratio was 16.36. The lowest was 1.00. And the median was 5.19.
PHS:BALAI's Cash-to-Debt is ranked better than 72.81% of 114
companies
in the Beverages - Non-Alcoholic industry
Industry Median: 0.86
vs PHS:BALAI: 5.39
Balai Ni Fruitas (PHS:BALAI) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Balai Ni Fruitas Cash-to-Debt Related Terms
Balai Ni Fruitas Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Balai Ni Fruitas's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:BALAI vs KO, PEP, MNST: Cash-to-Debt Comparison
For the Beverages - Non-Alcoholic subindustry, Balai Ni Fruitas's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Balai Ni Fruitas Cash-to-Debt vs Beverages - Non-Alcoholic Industry
For the Beverages - Non-Alcoholic industry and Consumer Defensive sector, Balai Ni Fruitas's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Balai Ni Fruitas's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Balai Ni Fruitas (PHS:BALAI) has a Cash-to-Debt of 5.39 as of Mar. 2026. This is near median its historical median of 5.19. Over the past decade, Balai Ni Fruitas' Cash-to-Debt has ranged from 1.00 to 16.36. According to the industry distribution chart, Balai Ni Fruitas ranks #31 out of 114 companies in the Beverages - Non-Alcoholic industry, placing it in the top 27.2%.
Is Balai Ni Fruitas' Cash-to-Debt too high?
Balai Ni Fruitas' current Cash-to-Debt of 5.39 is near median its 10-year median of 5.19. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 16.36. The Beverages - Non-Alcoholic industry median Cash-to-Debt is 0.86. Balai Ni Fruitas' value of 5.39 is 526.7% above this industry median. Based on the distribution chart, Balai Ni Fruitas ranks #31 out of 114 companies in the Beverages - Non-Alcoholic industry, which is above the industry midpoint. Overall, Balai Ni Fruitas has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Balai Ni Fruitas' Cash-to-Debt compare to KO and PEP?
According to the Beverages - Non-Alcoholic industry distribution chart, Balai Ni Fruitas ranks #31 out of 114 companies for Cash-to-Debt. This puts Balai Ni Fruitas in the upper half of its industry. The industry median Cash-to-Debt is 0.86. Balai Ni Fruitas' value of 5.39 is 526.7% above this benchmark. Historically, Balai Ni Fruitas' own Cash-to-Debt has ranged from 1.00 to 16.36 over the past decade. While the company's 10-year median is 5.19 vs. the industry median of 0.86, Balai Ni Fruitas has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Beverages - Non-Alcoholic company?
The median Cash-to-Debt among Beverages - Non-Alcoholic companies is 0.86, based on 114 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Balai Ni Fruitas's current Cash-to-Debt of 5.39 is 526.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Beverages - Non-Alcoholic industry, the median Cash-to-Debt is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Balai Ni Fruitas's current Cash-to-Debt is 5.39, which is near median its own 10-year median of 5.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Balai Ni Fruitas stock overvalued right now?
Based on GuruFocus' analysis, Balai Ni Fruitas (PHS:BALAI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱0.49, compared to a current price of ₱0.32 — trading 34.7% below its estimated fair value. The current Cash-to-Debt is 5.39, which is near median its 10-year median of 5.19 and 526.7% above the Beverages - Non-Alcoholic industry median of 0.86. Balai Ni Fruitas' overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Balai Ni Fruitas (PHS:BALAI), the current Cash-to-Debt is 5.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Balai Ni Fruitas (PHS:BALAI) Overvalued in 2026?
Based on GuruFocus' analysis, Balai Ni Fruitas stock appears to be undervalued.
The current stock price of ₱0.32 is trading 34.7% below its estimated GF Value™ of ₱0.49.
GuruFocus considers Balai Ni Fruitas to be Significantly Undervalued.
Key valuation signals for PHS:BALAI:
Cash-to-Debt: 5.39 (near median its 10-year median of 5.19)
GF Value™: ₱0.49 vs. price of ₱0.32 (34.7% below fair value)
Industry Position: 526.7% above the Beverages - Non-Alcoholic median (#31 of 114)
No single metric tells the full story. See the PHS:BALAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Balai Ni Fruitas Inc is mainly engaged in the business of processing, manufacturing, packaging, servicing, repacking, marketing, buying, selling, trading, or otherwise dealing in, wet and dry goods such as fresh fruit drinks, baked goods and other related products, and conduct, maintain, and carry on the general business of bakery, restaurant, cafeteria, kiosk, supermarket, and any articles of food products; and to engage in such other activities. The company has single operating segment.
58GF Score
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