Balai Ni FruitasPHS:BALAI 64 Interest Coverage is 20.79 as of Mar. 2026, which is 16% above its 10-year median of 17.97. GuruFocus rates PHS:BALAI with a GF Score™ of 64/100 and a GF Value™ of ₱0.49 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 91 Beverages - Non-Alcoholic companies, Balai Ni Fruitas ranks better than 57.14% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Balai Ni Fruitas's
Operating Income
for the
three
months ended in Mar. 2026 was ₱17.5 Mil. Balai Ni Fruitas's Interest Expense for the
three
months ended in Mar. 2026 was ₱-0.8 Mil.
Balai Ni Fruitas's interest coverage for the quarter that ended in Mar. 2026 was 20.79.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Balai Ni Fruitas's Interest Coverage or its related term are showing as below:
PHS:BALAI'
s Interest Coverage Range Over the Past 10 Years
Min: 4.51 Med: 17.97 Max: 166.75
Current: 20.21
PHS:BALAI's Interest Coverage is ranked better than 57.14% of 91
companies
in the Beverages - Non-Alcoholic industry
Industry Median: 12.19
vs PHS:BALAI: 20.21
Balai Ni Fruitas (PHS:BALAI) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Balai Ni Fruitas Interest Coverage Related Terms
Balai Ni Fruitas Interest Coverage Historical Data
* Premium members only.
The historical data trend for Balai Ni Fruitas's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:BALAI vs KO, PEP, MNST: Interest Coverage Comparison
For the Beverages - Non-Alcoholic subindustry, Balai Ni Fruitas's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Balai Ni Fruitas Interest Coverage vs Beverages - Non-Alcoholic Industry
For the Beverages - Non-Alcoholic industry and Consumer Defensive sector, Balai Ni Fruitas's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Balai Ni Fruitas's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Balai Ni Fruitas (PHS:BALAI) has a Interest Coverage of 20.79 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Balai Ni Fruitas and its competitors. This is 16% above median its historical median of 17.97. Over the past decade, Balai Ni Fruitas' Interest Coverage has ranged from 4.51 to 166.75. According to the industry distribution chart, Balai Ni Fruitas ranks #39 out of 91 companies in the Beverages - Non-Alcoholic industry, placing it in the top 42.9%.
Is Balai Ni Fruitas' Interest Coverage too high?
Balai Ni Fruitas' current Interest Coverage of 20.79 is 16% above median its 10-year median of 17.97. Over the past 10 years, this metric has ranged from a low of 4.51 to a high of 166.75. The Beverages - Non-Alcoholic industry median Interest Coverage is 12.19. Balai Ni Fruitas' value of 20.79 is 70.5% above this industry median. Based on the distribution chart, Balai Ni Fruitas ranks #39 out of 91 companies in the Beverages - Non-Alcoholic industry, which is above the industry midpoint. Overall, Balai Ni Fruitas has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Balai Ni Fruitas' Interest Coverage compare to KO and PEP?
According to the Beverages - Non-Alcoholic industry distribution chart, Balai Ni Fruitas ranks #39 out of 91 companies for Interest Coverage. This puts Balai Ni Fruitas in the upper half of its industry. The industry median Interest Coverage is 12.19. Balai Ni Fruitas' value of 20.79 is 70.5% above this benchmark. Historically, Balai Ni Fruitas' own Interest Coverage has ranged from 4.51 to 166.75 over the past decade. While the company's 10-year median is 17.97 vs. the industry median of 12.19, Balai Ni Fruitas has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Beverages - Non-Alcoholic company?
The median Interest Coverage among Beverages - Non-Alcoholic companies is 12.19, based on 91 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Balai Ni Fruitas's current Interest Coverage of 20.79 is 70.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Balai Ni Fruitas and its competitors. For the Beverages - Non-Alcoholic industry, the median Interest Coverage is 12.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Balai Ni Fruitas's current Interest Coverage is 20.79, which is 16% above median its own 10-year median of 17.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Balai Ni Fruitas stock overvalued right now?
Based on GuruFocus' analysis, Balai Ni Fruitas (PHS:BALAI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱0.49, compared to a current price of ₱0.31 — trading 36.7% below its estimated fair value. The current Interest Coverage is 20.79, which is 16% above median its 10-year median of 17.97 and 70.5% above the Beverages - Non-Alcoholic industry median of 12.19. Balai Ni Fruitas' overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Balai Ni Fruitas (PHS:BALAI), the current Interest Coverage is 20.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Balai Ni Fruitas (PHS:BALAI) Overvalued in 2026?
Based on GuruFocus' analysis, Balai Ni Fruitas stock appears to be undervalued.
The current stock price of ₱0.31 is trading 36.7% below its estimated GF Value™ of ₱0.49.
GuruFocus considers Balai Ni Fruitas to be Significantly Undervalued.
Key valuation signals for PHS:BALAI:
Interest Coverage: 20.79 (16% above median its 10-year median of 17.97)
GF Value™: ₱0.49 vs. price of ₱0.31 (36.7% below fair value)
Industry Position: 70.5% above the Beverages - Non-Alcoholic median (#39 of 91)
No single metric tells the full story. See the PHS:BALAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Balai Ni Fruitas Inc is mainly engaged in the business of processing, manufacturing, packaging, servicing, repacking, marketing, buying, selling, trading, or otherwise dealing in, wet and dry goods such as fresh fruit drinks, baked goods and other related products, and conduct, maintain, and carry on the general business of bakery, restaurant, cafeteria, kiosk, supermarket, and any articles of food products; and to engage in such other activities. The company has single operating segment.
64GF Score
Get the complete analysis for PHS:BALAI
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