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Cityland DevelopmentPHS:CDC +1.69%52 Cash-to-Debt is 3.82 as of Mar. 2026, which is 94% above its 10-year median of 1.97. GuruFocus rates PHS:CDC with a GF Score™ of 52/100 and a GF Value™ of ₱0.74 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,747 Real Estate companies, Cityland Development ranks better than 81.74% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Cityland Development's cash to debt ratio for the quarter that ended in Mar. 2026 was 3.82.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Cityland Developmentcould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Cityland Development's Cash-to-Debt or its related term are showing as below:
PHS:CDC'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.27 Med: 1.97 Max: 4.33
Current: 3.82
During the past 13 years, Cityland Development's highest Cash to Debt Ratio was 4.33. The lowest was 1.27. And the median was 1.97.
PHS:CDC's Cash-to-Debt is ranked better than 81.74% of 1747
companies
in the Real Estate industry
Industry Median: 0.26
vs PHS:CDC: 3.82
Cityland Development (PHS:CDC) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Cityland Development Cash-to-Debt Related Terms
Cityland Development Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Cityland Development's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:CDC vs CBRE, BEKE, JLL: Cash-to-Debt Comparison
For the Real Estate Services subindustry, Cityland Development's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cityland Development Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Cityland Development's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Cityland Development's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cityland Development (PHS:CDC) has a Cash-to-Debt of 3.82 as of Mar. 2026. This is 94% above median its historical median of 1.97. Over the past decade, Cityland Development's Cash-to-Debt has ranged from 1.27 to 4.33. According to the industry distribution chart, Cityland Development ranks #319 out of 1747 companies in the Real Estate industry, placing it in the top 18.3%.
Is Cityland Development's Cash-to-Debt too high?
Cityland Development's current Cash-to-Debt of 3.82 is 94% above median its 10-year median of 1.97. Over the past 10 years, this metric has ranged from a low of 1.27 to a high of 4.33. The Real Estate industry median Cash-to-Debt is 0.26. Cityland Development's value of 3.82 is 1369.2% above this industry median. Based on the distribution chart, Cityland Development ranks #319 out of 1747 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Cityland Development has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cityland Development's Cash-to-Debt compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Cityland Development ranks #319 out of 1747 companies for Cash-to-Debt. This places Cityland Development in the top 18% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.26. Cityland Development's value of 3.82 is 1369.2% above this benchmark. Historically, Cityland Development's own Cash-to-Debt has ranged from 1.27 to 4.33 over the past decade. While the company's 10-year median is 1.97 vs. the industry median of 0.26, Cityland Development has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.26, based on 1,747 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cityland Development's current Cash-to-Debt of 3.82 is 1369.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cityland Development's current Cash-to-Debt is 3.82, which is 94% above median its own 10-year median of 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cityland Development stock overvalued right now?
Based on GuruFocus' analysis, Cityland Development (PHS:CDC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.74, compared to a current price of ₱0.60 — trading 18.9% below its estimated fair value. The current Cash-to-Debt is 3.82, which is 94% above median its 10-year median of 1.97 and 1369.2% above the Real Estate industry median of 0.26. Cityland Development's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Cityland Development (PHS:CDC), the current Cash-to-Debt is 3.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cityland Development (PHS:CDC) Overvalued in 2026?
Based on GuruFocus' analysis, Cityland Development stock appears to be undervalued.
The current stock price of ₱0.60 is trading 18.9% below its estimated GF Value™ of ₱0.74.
GuruFocus considers Cityland Development to be Modestly Undervalued.
Key valuation signals for PHS:CDC:
Cash-to-Debt: 3.82 (94% above median its 10-year median of 1.97)
GF Value™: ₱0.74 vs. price of ₱0.60 (18.9% below fair value)
Industry Position: 1369.2% above the Real Estate median (#319 of 1747)
No single metric tells the full story. See the PHS:CDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cityland Development Corp operates as a real estate company that acquire, develop, improve, subdivide, cultivate, lease, sublease, sell, exchange, barter and/or dispose of agricultural, industrial, commercial, residential and other real properties, as well as to construct, improve, lease, sublease, sell and/or dispose of houses, buildings and other improvements thereon, and to manage and operate subdivisions and housing projects or otherwise engage in the financing and trading of real estate. Its operations are carried through the following segments: Sale of Real Estate Properties, Lease of Real Estate Properties, and Pension Plan Operations. The Company derives its revenues from the sale and lease of real estate properties and its investments in trust funds.
52GF Score
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