Cityland Development (PHS:CDC) Debt-to-EBITDA : 0.39 (As of Mar. 2026) — 66% Below Median


PHS:CDC Cityland Development Corp PHS:CDC
45 GF Score
Price ₱0.61
GF Value ₱0.75
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Cityland Development Debt-to-EBITDA?

Cityland Development PHS:CDC +3.39% 45 Debt-to-EBITDA is 0.39 as of Mar. 2026, which is 66% below its 10-year median of 1.16. GuruFocus rates PHS:CDC with a GF Score™ of 45/100 and a GF Value™ of ₱0.75 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,272 Real Estate companies, Cityland Development ranks better than 91.12% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cityland Development's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱513 Mil. Cityland Development's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱0 Mil. Cityland Development's annualized EBITDA for the quarter that ended in Mar. 2026 was ₱1,313 Mil. Cityland Development's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.39.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Cityland Development's Debt-to-EBITDA or its related term are showing as below:

PHS:CDC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.4   Med: 1.16   Max: 2.46
Current: 0.4

During the past 13 years, the highest Debt-to-EBITDA Ratio of Cityland Development was 2.46. The lowest was 0.40. And the median was 1.16.

PHS:CDC's Debt-to-EBITDA is ranked better than
91.12% of 1272 companies
in the Real Estate industry
Industry Median: 5.6 vs PHS:CDC: 0.40

Cityland Development  (PHS:CDC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Cityland Development Debt-to-EBITDA Related Terms


Cityland Development Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Cityland Development's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cityland Development Debt-to-EBITDA Chart

Cityland Development Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.06 0.68 0.95 1.14 0.40

Cityland Development Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.51 1.04 0.64 0.31 0.39

PHS:CDC vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Cityland Development's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cityland Development Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Cityland Development's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Cityland Development's Debt-to-EBITDA falls into.


PHS:CDC
45GF Score
Cityland Development Corp PHS:CDC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cityland Development Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cityland Development's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(418.5 + 0) / 1048.79
=0.40

Cityland Development's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(512.55 + 0) / 1312.544
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.39 mean?
Cityland Development (PHS:CDC) has a Debt-to-EBITDA of 0.39 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cityland Development. This is 66% below median its historical median of 1.16. Over the past decade, Cityland Development's Debt-to-EBITDA has ranged from 0.40 to 2.46. According to the industry distribution chart, Cityland Development ranks #113 out of 1272 companies in the Real Estate industry, placing it in the top 8.9%.
Is Cityland Development's Debt-to-EBITDA too high?
Cityland Development's current Debt-to-EBITDA of 0.39 is 66% below median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 2.46. The Real Estate industry median Debt-to-EBITDA is 5.60. Cityland Development's value of 0.39 is 93% below this industry median. Based on the distribution chart, Cityland Development ranks #113 out of 1272 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Cityland Development has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cityland Development's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Cityland Development ranks #113 out of 1272 companies for Debt-to-EBITDA. This places Cityland Development in the top 9% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.60. Cityland Development's value of 0.39 is 93% below this benchmark. Historically, Cityland Development's own Debt-to-EBITDA has ranged from 0.40 to 2.46 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 5.60, Cityland Development has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.60, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cityland Development's current Debt-to-EBITDA of 0.39 is 93% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cityland Development. For the Real Estate industry, the median Debt-to-EBITDA is 5.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cityland Development's current Debt-to-EBITDA is 0.39, which is 66% below median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cityland Development stock overvalued right now?
Based on GuruFocus' analysis, Cityland Development (PHS:CDC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.75, compared to a current price of ₱0.61 — trading 18.7% below its estimated fair value. The current Debt-to-EBITDA is 0.39, which is 66% below median its 10-year median of 1.16 and 93% below the Real Estate industry median of 5.60. Cityland Development's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Cityland Development (PHS:CDC), the current Debt-to-EBITDA is 0.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cityland Development (PHS:CDC) Overvalued in 2026?

Based on GuruFocus' analysis, Cityland Development stock appears to be undervalued. The current stock price of ₱0.61 is trading 18.7% below its estimated GF Value™ of ₱0.75. GuruFocus considers Cityland Development to be Modestly Undervalued.

Key valuation signals for PHS:CDC:

  • Debt-to-EBITDA: 0.39 (66% below median its 10-year median of 1.16)
  • GF Value™: ₱0.75 vs. price of ₱0.61 (18.7% below fair value)
  • GF Score™: 45/100 with 3 warning signs
  • Industry Position: 93% below the Real Estate median (#113 of 1272)

No single metric tells the full story. See the PHS:CDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cityland Development Business Description

Address 156 H.V. Dela Costa Street, 3rd Floor, Cityland Condominium 10, Tower II, Makati, PHL, 1226
Cityland Development Corp operates as a real estate company that acquire, develop, improve, subdivide, cultivate, lease, sublease, sell, exchange, barter and/or dispose of agricultural, industrial, commercial, residential and other real properties, as well as to construct, improve, lease, sublease, sell and/or dispose of houses, buildings and other improvements thereon, and to manage and operate subdivisions and housing projects or otherwise engage in the financing and trading of real estate. Its operations are carried through the following segments: Sale of Real Estate Properties, Lease of Real Estate Properties, and Pension Plan Operations. The Company derives its revenues from the sale and lease of real estate properties and its investments in trust funds.
45GF Score

Get the complete analysis for PHS:CDC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.61
Price
₱0.75
GF Value