Cityland Development (PHS:CDC) Interest Coverage: 12.83 (As of Mar. 2026) — 71% Below Median


PHS:CDC Cityland Development Corp PHS:CDC
51 GF Score
Price ₱0.57
GF Value ₱0.75
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Cityland Development Interest Coverage?

Cityland Development PHS:CDC -3.39% 51 Interest Coverage is 12.83 as of Mar. 2026, which is 71% below its 10-year median of 44.26. GuruFocus rates PHS:CDC with a GF Score™ of 51/100 and a GF Value™ of ₱0.75 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,296 Real Estate companies, Cityland Development ranks better than 74.69% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cityland Development's Operating Income for the three months ended in Mar. 2026 was ₱169 Mil. Cityland Development's Interest Expense for the three months ended in Mar. 2026 was ₱-13 Mil. Cityland Development's interest coverage for the quarter that ended in Mar. 2026 was 12.83. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cityland Development's Interest Coverage or its related term are showing as below:

PHS:CDC' s Interest Coverage Range Over the Past 10 Years
Min: 11.32   Med: 44.26   Max: 527.63
Current: 15.03


PHS:CDC's Interest Coverage is ranked better than
74.69% of 1296 companies
in the Real Estate industry
Industry Median: 4.245 vs PHS:CDC: 15.03

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cityland Development  (PHS:CDC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cityland Development Interest Coverage Related Terms


Cityland Development Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cityland Development's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cityland Development Interest Coverage Chart

Cityland Development Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 180.03 527.63 254.53 11.43 11.32

Cityland Development Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 28.76 39.83 8.46 12.83

PHS:CDC vs CBRE, BEKE: Interest Coverage Comparison

For the Real Estate Services subindustry, Cityland Development's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cityland Development Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Cityland Development's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cityland Development's Interest Coverage falls into.


PHS:CDC
51GF Score
Cityland Development Corp PHS:CDC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Cityland Development Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cityland Development's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Cityland Development's Interest Expense was ₱-31 Mil. Its Operating Income was ₱347 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*347.163/-30.655
=11.32

Cityland Development's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Cityland Development's Interest Expense was ₱-13 Mil. Its Operating Income was ₱169 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*168.698/-13.152
=12.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.83 mean?
Cityland Development (PHS:CDC) has a Interest Coverage of 12.83 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cityland Development and its competitors. This is 71% below median its historical median of 44.26. Over the past decade, Cityland Development's Interest Coverage has ranged from 11.32 to 527.63. According to the industry distribution chart, Cityland Development ranks #328 out of 1296 companies in the Real Estate industry, placing it in the top 25.3%.
Is Cityland Development's Interest Coverage too high?
Cityland Development's current Interest Coverage of 12.83 is 71% below median its 10-year median of 44.26. Over the past 10 years, this metric has ranged from a low of 11.32 to a high of 527.63. The Real Estate industry median Interest Coverage is 4.25. Cityland Development's value of 12.83 is 202.2% above this industry median. Based on the distribution chart, Cityland Development ranks #328 out of 1296 companies in the Real Estate industry, which is above the industry midpoint. Overall, Cityland Development has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cityland Development's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Cityland Development ranks #328 out of 1296 companies for Interest Coverage. This puts Cityland Development in the upper half of its industry. The industry median Interest Coverage is 4.25. Cityland Development's value of 12.83 is 202.2% above this benchmark. Historically, Cityland Development's own Interest Coverage has ranged from 11.32 to 527.63 over the past decade. While the company's 10-year median is 44.26 vs. the industry median of 4.25, Cityland Development has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cityland Development's current Interest Coverage of 12.83 is 202.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cityland Development and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cityland Development's current Interest Coverage is 12.83, which is 71% below median its own 10-year median of 44.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cityland Development stock overvalued right now?
Based on GuruFocus' analysis, Cityland Development (PHS:CDC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.75, compared to a current price of ₱0.57 — trading 24% below its estimated fair value. The current Interest Coverage is 12.83, which is 71% below median its 10-year median of 44.26 and 202.2% above the Real Estate industry median of 4.25. Cityland Development's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cityland Development (PHS:CDC), the current Interest Coverage is 12.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cityland Development (PHS:CDC) Overvalued in 2026?

Based on GuruFocus' analysis, Cityland Development stock appears to be undervalued. The current stock price of ₱0.57 is trading 24% below its estimated GF Value™ of ₱0.75. GuruFocus considers Cityland Development to be Modestly Undervalued.

Key valuation signals for PHS:CDC:

  • Interest Coverage: 12.83 (71% below median its 10-year median of 44.26)
  • GF Value™: ₱0.75 vs. price of ₱0.57 (24% below fair value)
  • GF Score™: 51/100 with 4 warning signs
  • Industry Position: 202.2% above the Real Estate median (#328 of 1296)

No single metric tells the full story. See the PHS:CDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cityland Development Business Description

Address 156 H.V. Dela Costa Street, 3rd Floor, Cityland Condominium 10, Tower II, Makati, PHL, 1226
Cityland Development Corp operates as a real estate company that acquire, develop, improve, subdivide, cultivate, lease, sublease, sell, exchange, barter and/or dispose of agricultural, industrial, commercial, residential and other real properties, as well as to construct, improve, lease, sublease, sell and/or dispose of houses, buildings and other improvements thereon, and to manage and operate subdivisions and housing projects or otherwise engage in the financing and trading of real estate. Its operations are carried through the following segments: Sale of Real Estate Properties, Lease of Real Estate Properties, and Pension Plan Operations. The Company derives its revenues from the sale and lease of real estate properties and its investments in trust funds.
51GF Score

Get the complete analysis for PHS:CDC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.57
Price
₱0.75
GF Value