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Filinvest REITPHS:FILRT +0.34%63 Cash-to-Debt is 0.08 as of Mar. 2026, which is 50% below its 10-year median of 0.16. GuruFocus rates PHS:FILRT with a GF Score™ of 63/100 and a GF Value™ of ₱2.93 (Fairly Valued). The stock has 7 warning signs investors should review. Among 852 REITs companies, Filinvest REIT ranks worse than 50.94% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Filinvest REIT's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.08.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Filinvest REITcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Filinvest REIT's Cash-to-Debt or its related term are showing as below:
PHS:FILRT'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.05 Med: 0.16 Max: 0.48
Current: 0.08
During the past 8 years, Filinvest REIT's highest Cash to Debt Ratio was 0.48. The lowest was 0.05. And the median was 0.16.
PHS:FILRT's Cash-to-Debt is ranked worse than 50.94% of 852
companies
in the REITs industry
Industry Median: 0.09
vs PHS:FILRT: 0.08
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Filinvest REIT Cash-to-Debt Related Terms
Filinvest REIT Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Filinvest REIT's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:FILRT vs BXP, ARE, VNO: Cash-to-Debt Comparison
For the REIT - Office subindustry, Filinvest REIT's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Filinvest REIT Cash-to-Debt vs REITs Industry
For the REITs industry and Real Estate sector, Filinvest REIT's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Filinvest REIT's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Filinvest REIT (PHS:FILRT) has a Cash-to-Debt of 0.08 as of Mar. 2026. This is 50% below median its historical median of 0.16. Over the past decade, Filinvest REIT's Cash-to-Debt has ranged from 0.05 to 0.48. According to the industry distribution chart, Filinvest REIT ranks #434 out of 852 companies in the REITs industry, placing it in the top 50.9%.
Is Filinvest REIT's Cash-to-Debt too high?
Filinvest REIT's current Cash-to-Debt of 0.08 is 50% below median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.48. The REITs industry median Cash-to-Debt is 0.09. Filinvest REIT's value of 0.08 is 11.1% below this industry median. Based on the distribution chart, Filinvest REIT ranks #434 out of 852 companies in the REITs industry, which is below the industry midpoint. Overall, Filinvest REIT has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Filinvest REIT's Cash-to-Debt compare to BXP and ARE?
According to the REITs industry distribution chart, Filinvest REIT ranks #434 out of 852 companies for Cash-to-Debt. This places Filinvest REIT in the lower half of its industry. The industry median Cash-to-Debt is 0.09. Filinvest REIT's value of 0.08 is 11.1% below this benchmark. Historically, Filinvest REIT's own Cash-to-Debt has ranged from 0.05 to 0.48 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.09, Filinvest REIT has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a REITs company?
The median Cash-to-Debt among REITs companies is 0.09, based on 852 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Filinvest REIT's current Cash-to-Debt of 0.08 is 11.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median Cash-to-Debt is 0.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Filinvest REIT's current Cash-to-Debt is 0.08, which is 50% below median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Filinvest REIT stock overvalued right now?
Based on GuruFocus' analysis, Filinvest REIT (PHS:FILRT) is currently considered Fairly Valued. The stock's GF Value™ is ₱2.93, compared to a current price of ₱2.95 — trading 0.7% above its estimated fair value. The current Cash-to-Debt is 0.08, which is 50% below median its 10-year median of 0.16 and 11.1% below the REITs industry median of 0.09. Filinvest REIT's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Filinvest REIT (PHS:FILRT), the current Cash-to-Debt is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Filinvest REIT (PHS:FILRT) Overvalued in 2026?
Based on GuruFocus' analysis, Filinvest REIT stock appears to be overvalued.
The current stock price of ₱2.95 is trading 0.7% above its estimated GF Value™ of ₱2.93.
GuruFocus considers Filinvest REIT to be Fairly Valued.
Key valuation signals for PHS:FILRT:
Cash-to-Debt: 0.08 (50% below median its 10-year median of 0.16)
GF Value™: ₱2.93 vs. price of ₱2.95 (0.7% above fair value)
Industry Position: 11.1% below the REITs median (#434 of 852)
No single metric tells the full story. See the PHS:FILRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Filinvest REIT Corp maintains a competitive and attractive portfolio of office buildings that cater mainly to multinational Business process outsourcing firms. Its portfolio consists of residential, office, retail and industrial developments around the country.
63GF Score
Get the complete analysis for PHS:FILRT
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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