Filinvest REIT (PHS:FILRT) Effective Interest Rate on Debt %: 6.36% (As of Mar. 2026)


PHS:FILRT Filinvest REIT Corp PHS:FILRT
72 GF Score
Price ₱2.95
GF Value ₱2.95
Valuation Fairly Valued
! 7 Warning Signs
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What is Filinvest REIT Effective Interest Rate on Debt %?

Filinvest REIT PHS:FILRT +1.37% 72 Effective Interest Rate on Debt % is 6.36% as of Mar. 2026. GuruFocus rates PHS:FILRT with a GF Score™ of 72/100 and a GF Value™ of ₱2.95 (Fairly Valued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Filinvest REIT's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₱381 Mil. Filinvest REIT's average total debt for the quarter that ended in Mar. 2026 was ₱5,994 Mil. Therefore, Filinvest REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.36%.


Filinvest REIT  (PHS:FILRT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Filinvest REIT Effective Interest Rate on Debt % Related Terms


Filinvest REIT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Filinvest REIT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Filinvest REIT Effective Interest Rate on Debt % Chart

Filinvest REIT Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 4.21 5.36 7.01 7.17 6.64

Filinvest REIT Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.93 6.47 6.69 6.47 6.36

PHS:FILRT vs BXP, ARE, VNO: Effective Interest Rate on Debt % Comparison

For the REIT - Office subindustry, Filinvest REIT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Filinvest REIT Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Filinvest REIT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Filinvest REIT's Effective Interest Rate on Debt % falls into.


PHS:FILRT
72GF Score
Filinvest REIT Corp PHS:FILRT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Filinvest REIT Effective Interest Rate on Debt % Calculation

Filinvest REIT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -397.746/( (5984.257+5992.437)/ 2 )
=-1  *  -397.746/5988.347
=6.64 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5982.064 + 2.193
=5984.257

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5990.134 + 2.303
=5992.437

Filinvest REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -381.164/( (5992.437+5995.864)/ 2 )
=-1  *  -381.164/5994.1505
=6.36 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5990.134 + 2.303
=5992.437

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5993.533 + 2.331
=5995.864

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.36% mean?
Filinvest REIT (PHS:FILRT) has a Effective Interest Rate on Debt % of 6.36% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Filinvest REIT and its competitors.
Is Filinvest REIT's Effective Interest Rate on Debt % too high?
Filinvest REIT's current Effective Interest Rate on Debt % is 6.36%. Overall, Filinvest REIT has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Filinvest REIT's Effective Interest Rate on Debt % compare to BXP and ARE?
Filinvest REIT's Effective Interest Rate on Debt % of 6.36% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Filinvest REIT and its competitors. Filinvest REIT's current Effective Interest Rate on Debt % is 6.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Filinvest REIT stock overvalued right now?
Based on GuruFocus' analysis, Filinvest REIT (PHS:FILRT) is currently considered Fairly Valued. The stock's GF Value™ is ₱2.95, compared to a current price of ₱2.95 — trading right at its estimated fair value. The current Effective Interest Rate on Debt % is 6.36%. Filinvest REIT's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Filinvest REIT (PHS:FILRT), the current Effective Interest Rate on Debt % is 6.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Filinvest REIT (PHS:FILRT) Overvalued in 2026?

Based on GuruFocus' analysis, Filinvest REIT stock appears to be undervalued. The current stock price of ₱2.95 is trading 0% below its estimated GF Value™ of ₱2.95. GuruFocus considers Filinvest REIT to be Fairly Valued.

Key valuation signals for PHS:FILRT:

  • Effective Interest Rate on Debt %: 6.36%
  • GF Value™: ₱2.95 vs. price of ₱2.95 (0% below fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the PHS:FILRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Filinvest REIT Business Description

Industry Real EstateREITs
Address 5th-7th Floor, Vector One Building, Northgate Cyberzon, Filinvest City, Alabang, Muntinlupa, PHL, 1770
Filinvest REIT Corp maintains a competitive and attractive portfolio of office buildings that cater mainly to multinational Business process outsourcing firms. Its portfolio consists of residential, office, retail and industrial developments around the country.
72GF Score

Get the complete analysis for PHS:FILRT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.95
Price
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