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PaysafePSFE +1.44%56 Cash-to-Debt is 0.09 as of Jun. 2026, which is at its 10-year median of 0.09. GuruFocus rates PSFE with a GF Score™ of 56/100 and a GF Value™ of $16.72 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,841 Software companies, Paysafe ranks worse than 93.07% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Paysafe's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.09.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Paysafecouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Paysafe's Cash-to-Debt or its related term are showing as below:
PSFE'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07 Med: 0.09 Max: 0.13
Current: 0.09
During the past 8 years, Paysafe's highest Cash to Debt Ratio was 0.13. The lowest was 0.07. And the median was 0.09.
PSFE's Cash-to-Debt is ranked worse than 93.07% of 2841
companies
in the Software industry
Industry Median: 2.47
vs PSFE: 0.09
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Paysafe Cash-to-Debt Related Terms
Paysafe Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Paysafe's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Software - Infrastructure subindustry, Paysafe's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paysafe Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Paysafe's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Paysafe's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paysafe (PSFE) has a Cash-to-Debt of 0.09 as of Jun. 2026. This is near median its historical median of 0.09. Over the past decade, Paysafe's Cash-to-Debt has ranged from 0.07 to 0.13. According to the industry distribution chart, Paysafe ranks #2644 out of 2841 companies in the Software industry, placing it in the top 93.1%.
Is Paysafe's Cash-to-Debt too high?
Paysafe's current Cash-to-Debt of 0.09 is near median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.13. The Software industry median Cash-to-Debt is 2.47. Paysafe's value of 0.09 is 96.4% below this industry median. Based on the distribution chart, Paysafe ranks #2644 out of 2841 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Paysafe has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Paysafe's Cash-to-Debt compare to TLS and ARQQ?
According to the Software industry distribution chart, Paysafe ranks #2644 out of 2841 companies for Cash-to-Debt. This places Paysafe in the lower half of its industry. The industry median Cash-to-Debt is 2.47. Paysafe's value of 0.09 is 96.4% below this benchmark. Historically, Paysafe's own Cash-to-Debt has ranged from 0.07 to 0.13 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 2.47, Paysafe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.47, based on 2,841 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paysafe's current Cash-to-Debt of 0.09 is 96.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paysafe's current Cash-to-Debt is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paysafe stock overvalued right now?
Based on GuruFocus' analysis, Paysafe (PSFE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.72, compared to a current price of $6.34 — trading 62.1% below its estimated fair value. The current Cash-to-Debt is 0.09, which is near median its 10-year median of 0.09 and 96.4% below the Software industry median of 2.47. Paysafe's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Paysafe (PSFE), the current Cash-to-Debt is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paysafe (PSFE) Overvalued in 2026?
Based on GuruFocus' analysis, Paysafe stock appears to be undervalued.
The current stock price of $6.34 is trading 62.1% below its estimated GF Value™ of $16.72.
GuruFocus considers Paysafe to be Possible Value Trap.
Key valuation signals for PSFE:
Cash-to-Debt: 0.09 (near median its 10-year median of 0.09)
GF Value™: $16.72 vs. price of $6.34 (62.1% below fair value)
Industry Position: 96.4% below the Software median (#2644 of 2841)
No single metric tells the full story. See the PSFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paysafe Ltd is an integrated payments platform. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through capabilities in payment processing, digital wallet, and online cash solutions. The company's reportable segments are Merchant Solutions and Digital Wallets. The Merchant Solutions segment, which derives maximum revenue, services markets in North America, Canada and Europe. The Digital Wallets segment services markets in Europe, UK, North America and Latin America. It derives a majority of revenue from the USA followed by Germany, the UK, and all other countries.
56GF Score
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