PSFE (Paysafe) Moat Score: 5/10 (As of Jun. 26, 2026)


PSFE Paysafe Ltd PSFE
56 GF Score
Price $7.42
GF Value $16.29
Valuation Possible Value Trap
! 6 Warning Signs
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What is Paysafe Moat Score?

Paysafe PSFE +11.92% 56 Moat Score is 5 as of Jun. 26, 2026. GuruFocus rates PSFE with a GF Score™ of 56/100 and a GF Value™ of $16.29 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,848 Software companies, Paysafe ranks better than 94.8% on this metric.

Paysafe has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Paysafe has Narrow Moat: Paysafe Ltd has a solid narrow moat due to its established position in digital payments and some network effects. It benefits from customer switching costs and a strong brand in certain niches, but faces intense competition limiting its pricing power.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Paysafe might have Narrow Moat - Solid narrow moat.

Paysafe  (NYSE:PSFE) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Paysafe Moat Score Related Terms

PSFE vs IIIV, ALLT, PDYN: Moat Score Comparison

For the Software - Infrastructure subindustry, Paysafe's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Paysafe Moat Score vs Software Industry

For the Software industry and Technology sector, Paysafe's Moat Score distribution charts can be found below:

* The bar in red indicates where Paysafe's Moat Score falls into.


PSFE
56GF Score
Paysafe Ltd PSFE
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Paysafe (PSFE) has a Moat Score of 5 as of Jun. 26, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Paysafe ranks #148 out of 2848 companies in the Software industry, placing it in the top 5.2%.
Is Paysafe's Moat Score too high?
Paysafe's current Moat Score is 5. Based on the distribution chart, Paysafe ranks #148 out of 2848 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Paysafe has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Paysafe's Moat Score compare to IIIV and ALLT?
According to the Software industry distribution chart, Paysafe ranks #148 out of 2848 companies for Moat Score. This places Paysafe in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Paysafe's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paysafe stock overvalued right now?
Based on GuruFocus' analysis, Paysafe (PSFE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.29, compared to a current price of $7.42 — trading 54.5% below its estimated fair value. The current Moat Score is 5. Paysafe's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Paysafe (PSFE), the current Moat Score is 5 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paysafe (PSFE) Overvalued in 2026?

Based on GuruFocus' analysis, Paysafe stock appears to be undervalued. The current stock price of $7.42 is trading 54.5% below its estimated GF Value™ of $16.29. GuruFocus considers Paysafe to be Possible Value Trap.

Key valuation signals for PSFE:

  • Moat Score: 5
  • GF Value™: $16.29 vs. price of $7.42 (54.5% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the PSFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paysafe Business Description

Other Exchanges 17P0:Germany
Address 2 Gresham Street, 27th Floor, London, GBR, EC2V 7AD
Paysafe Ltd is an integrated payments platform. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through capabilities in payment processing, digital wallet, and online cash solutions. The company's reportable segments are Merchant Solutions and Digital Wallets. The Merchant Solutions segment, which derives maximum revenue, services markets in North America, Canada and Europe. The Digital Wallets segment services markets in Europe, UK, North America and Latin America. It derives a majority of revenue from the USA followed by Germany, the UK, and all other countries.
56GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.42
Price
$16.29
GF Value