PSFE (Paysafe) LT-Debt-to-Total-Asset: 0.54 (As of Mar. 2026)

Paysafe PSFE +11.92% 56 LT-Debt-to-Total-Asset is 0.54 as of Mar. 2026. GuruFocus rates PSFE with a GF Score™ of 56/100 and a GF Value™ of $16.29 (Possible Value Trap). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Paysafe's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.54.

Paysafe's long-term debt to total assets ratio increased from Mar. 2025 (0.51) to Mar. 2026 (0.54). It may suggest that Paysafe is progressively becoming more dependent on debt to grow their business.

Paysafe (NYSE:PSFE) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Paysafe LT-Debt-to-Total-Asset Related Terms

Paysafe LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Paysafe's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paysafe LT-Debt-to-Total-Asset Chart

Paysafe Annual Data

Trend

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.38

0.45

0.48

0.50

0.55

Paysafe Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.51	0.53	0.54	0.55	0.54

56GF Score

Paysafe Ltd PSFE

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Paysafe LT-Debt-to-Total-Asset Calculation

Paysafe's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	2638.852	/	4803.633
	=	0.55

Paysafe's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	2513.692	/	4658.38
	=	0.54

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.54 mean?

Paysafe (PSFE) has a LT-Debt-to-Total-Asset of 0.54 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Paysafe and its competitors.

Is Paysafe's LT-Debt-to-Total-Asset too high?

Paysafe's current LT-Debt-to-Total-Asset is 0.54. Overall, Paysafe has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Paysafe's LT-Debt-to-Total-Asset compare to IIIV and ALLT?

Paysafe's LT-Debt-to-Total-Asset of 0.54 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Paysafe and its competitors. Paysafe's current LT-Debt-to-Total-Asset is 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Paysafe stock overvalued right now?

Based on GuruFocus' analysis, Paysafe (PSFE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.29, compared to a current price of $7.42 — trading 54.5% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.54. Paysafe's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Paysafe (PSFE), the current LT-Debt-to-Total-Asset is 0.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paysafe (PSFE) Overvalued in 2026?

Based on GuruFocus' analysis, Paysafe stock appears to be undervalued. The current stock price of $7.42 is trading 54.5% below its estimated GF Value™ of $16.29. GuruFocus considers Paysafe to be Possible Value Trap.

Key valuation signals for PSFE:

LT-Debt-to-Total-Asset: 0.54
GF Value™: $16.29 vs. price of $7.42 (54.5% below fair value)
GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the PSFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paysafe Business Description

Industry Technology Software

Comparable Companies IIIV ALLT PDYN PAYS XNET SUPX YEXT LSAK DVLT TLS MSFT ORCL PLTR PANW CRWD FTNT SNPS HKSE:02513 NET CRWV

Other Exchanges 17P0:Germany

Address 2 Gresham Street, 27th Floor, London, GBR, EC2V 7AD

Website https://www.paysafe.com

Paysafe Ltd is an integrated payments platform. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through capabilities in payment processing, digital wallet, and online cash solutions. The company's reportable segments are Merchant Solutions and Digital Wallets. The Merchant Solutions segment, which derives maximum revenue, services markets in North America, Canada and Europe. The Digital Wallets segment services markets in Europe, UK, North America and Latin America. It derives a majority of revenue from the USA followed by Germany, the UK, and all other countries.

56GF Score

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$7.42

Price

$16.29

GF Value

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