PaysafePSFE +3.05%56 Interest Coverage is 0.32 as of Mar. 2026, which is 67% below its 10-year median of 0.98. GuruFocus rates PSFE with a GF Score™ of 56/100 and a GF Value™ of $16.28 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,706 Software companies, Paysafe ranks worse than 96.42% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Paysafe's
Operating Income
for the
three
months ended in Mar. 2026 was $11 Mil. Paysafe's Interest Expense for the
three
months ended in Mar. 2026 was $-34 Mil.
Paysafe's interest coverage for the quarter that ended in Mar. 2026 was 0.32.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Paysafe Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.
The historical rank and industry rank for Paysafe's Interest Coverage or its related term are showing as below:
PSFE'
s Interest Coverage Range Over the Past 10 Years
Min: 0.49 Med: 0.98 Max: 1.1
Current: 0.84
PSFE's Interest Coverage is ranked worse than 96.42% of 1706
companies
in the Software industry
Industry Median: 24.695
vs PSFE: 0.84
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Paysafe Interest Coverage Related Terms
Paysafe Interest Coverage Historical Data
* Premium members only.
The historical data trend for Paysafe's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PSFE vs IIIV, ALLT, PDYN: Interest Coverage Comparison
For the Software - Infrastructure subindustry, Paysafe's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paysafe Interest Coverage vs Software Industry
For the Software industry and Technology sector, Paysafe's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Paysafe's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paysafe (PSFE) has a Interest Coverage of 0.32 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Paysafe and its competitors. This is 67% below median its historical median of 0.98. Over the past decade, Paysafe's Interest Coverage has ranged from 0.49 to 1.10. According to the industry distribution chart, Paysafe ranks #1645 out of 1706 companies in the Software industry, placing it in the top 96.4%.
Is Paysafe's Interest Coverage too high?
Paysafe's current Interest Coverage of 0.32 is 67% below median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 1.10. The Software industry median Interest Coverage is 24.70. Paysafe's value of 0.32 is 98.7% below this industry median. Based on the distribution chart, Paysafe ranks #1645 out of 1706 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Paysafe has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Paysafe's Interest Coverage compare to IIIV and ALLT?
According to the Software industry distribution chart, Paysafe ranks #1645 out of 1706 companies for Interest Coverage. This places Paysafe in the lower half of its industry. The industry median Interest Coverage is 24.70. Paysafe's value of 0.32 is 98.7% below this benchmark. Historically, Paysafe's own Interest Coverage has ranged from 0.49 to 1.10 over the past decade. While the company's 10-year median is 0.98 vs. the industry median of 24.70, Paysafe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.70, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paysafe's current Interest Coverage of 0.32 is 98.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Paysafe and its competitors. For the Software industry, the median Interest Coverage is 24.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paysafe's current Interest Coverage is 0.32, which is 67% below median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paysafe stock overvalued right now?
Based on GuruFocus' analysis, Paysafe (PSFE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.28, compared to a current price of $6.75 — trading 58.5% below its estimated fair value. The current Interest Coverage is 0.32, which is 67% below median its 10-year median of 0.98 and 98.7% below the Software industry median of 24.70. Paysafe's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Paysafe (PSFE), the current Interest Coverage is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paysafe (PSFE) Overvalued in 2026?
Based on GuruFocus' analysis, Paysafe stock appears to be undervalued.
The current stock price of $6.75 is trading 58.5% below its estimated GF Value™ of $16.28.
GuruFocus considers Paysafe to be Possible Value Trap.
Key valuation signals for PSFE:
Interest Coverage: 0.32 (67% below median its 10-year median of 0.98)
GF Value™: $16.28 vs. price of $6.75 (58.5% below fair value)
Industry Position: 98.7% below the Software median (#1645 of 1706)
No single metric tells the full story. See the PSFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paysafe Ltd is an integrated payments platform. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through capabilities in payment processing, digital wallet, and online cash solutions. The company's reportable segments are Merchant Solutions and Digital Wallets. The Merchant Solutions segment, which derives maximum revenue, services markets in North America, Canada and Europe. The Digital Wallets segment services markets in Europe, UK, North America and Latin America. It derives a majority of revenue from the USA followed by Germany, the UK, and all other countries.
56GF Score
Get the complete analysis for PSFE
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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