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PTLPTLE +2.31%19 Cash-to-Debt is 1,482.17 as of Dec. 2025, which is 73% below its 10-year median of 5,543.00. GuruFocus rates PTLE with a GF Score™ of 19/100. The stock has 2 warning signs investors should review. Among 1,120 Retail - Cyclical companies, PTL ranks better than 95.54% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. PTL's cash to debt ratio for the quarter that ended in Dec. 2025 was 1,482.17.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, PTLcould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for PTL's Cash-to-Debt or its related term are showing as below:
PTLE'
s Cash-to-Debt Range Over the Past 10 Years
Min: 129.57 Med: 5543 Max: No Debt
Current: 1086
During the past 4 years, PTL's highest Cash to Debt Ratio was No Debt. The lowest was 129.57. And the median was 5543.00.
PTLE's Cash-to-Debt is ranked better than 95.54% of 1120
companies
in the Retail - Cyclical industry
Industry Median: 0.46
vs PTLE: 1086.00
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
PTL Cash-to-Debt Related Terms
PTL Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for PTL's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Specialty Retail subindustry, PTL's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PTL Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, PTL's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where PTL's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PTL (PTLE) has a Cash-to-Debt of 1,482.17 as of Dec. 2025. This is 73% below median its historical median of 5,543.00. Over the past decade, PTL's Cash-to-Debt has ranged from 129.57 to 10,000.00. According to the industry distribution chart, PTL ranks #50 out of 1120 companies in the Retail - Cyclical industry, placing it in the top 4.5%.
Is PTL's Cash-to-Debt too high?
PTL's current Cash-to-Debt of 1,482.17 is 73% below median its 10-year median of 5,543.00. Over the past 10 years, this metric has ranged from a low of 129.57 to a high of 10,000.00. The Retail - Cyclical industry median Cash-to-Debt is 0.46. PTL's value of 1,482.17 is 322110.9% above this industry median. Based on the distribution chart, PTL ranks #50 out of 1120 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, PTL has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does PTL's Cash-to-Debt compare to ABLV and SPWH?
According to the Retail - Cyclical industry distribution chart, PTL ranks #50 out of 1120 companies for Cash-to-Debt. This places PTL in the top 5% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.46. PTL's value of 1,482.17 is 322110.9% above this benchmark. Historically, PTL's own Cash-to-Debt has ranged from 129.57 to 10,000.00 over the past decade. While the company's 10-year median is 5,543.00 vs. the industry median of 0.46, PTL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.46, based on 1,120 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PTL's current Cash-to-Debt of 1,482.17 is 322110.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PTL's current Cash-to-Debt is 1,482.17, which is 73% below median its own 10-year median of 5,543.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTL stock overvalued right now?
PTL (PTLE) has a current Cash-to-Debt of 1,482.17. The current Cash-to-Debt is 1,482.17, which is 73% below median its 10-year median of 5,543.00 and 322110.9% above the Retail - Cyclical industry median of 0.46. PTL's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For PTL (PTLE), the current Cash-to-Debt is 1,482.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PTL Ltd is a holding company. Through its subsidiaries, it is an established bunkering facilitator providing marine fuel logistics services for vessel refuelling, serving the Asia Pacific market. The company's services mainly involve facilitating with its suppliers to supply fuel for the use by the customers' vessels at various ports along their voyages in the Asia Pacific region; arranging vessel refuelling activities at competitive pricing to the customers; offering trade credit to the customers for vessel refuelling; handling unforeseeable circumstances faced by the customers and providing contingency solutions to the customers on time; and handling disputes, mainly concerning quality and quantity issues on marine fuel. The company derives its maximum revenue from Hong Kong.
19GF Score
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