PTLPTLE +4.65%19 Days Payable is 22.59 as of Dec. 2025, which is 41% below its 10-year median of 38.52. GuruFocus rates PTLE with a GF Score™ of 19/100. The stock has 2 warning signs investors should review. Among 1,098 Retail - Cyclical companies, PTL ranks worse than 72.68% on this metric.
PTL's average Accounts Payable for the
six
months ended in Dec. 2025 was $3.43 Mil. PTL's Cost of Goods Sold for the
six
months ended in Dec. 2025 was $27.73 Mil.
Hence, PTL's Days Payable for the
six
months ended in Dec. 2025 was 22.59.
The historical rank and industry rank for PTL's Days Payable or its related term are showing as below:
PTLE'
s Days Payable Range Over the Past 10 Years
Min: 31.41 Med: 38.52 Max: 45.64
Current: 31.41
During the past 4 years, PTL's highest Days Payable was 45.64. The lowest was 31.41. And the median was 38.52.
PTLE's Days Payable is ranked worse than 72.68% of 1098
companies
in the Retail - Cyclical industry
Industry Median: 51.755
vs PTLE: 31.41
PTL's Days Payable
declined
from Dec. 2024 (37.26) to Dec. 2025 (22.59).
It may suggest that PTLaccelerated paying its suppliers.
PTL Days Payable Related Terms
PTL Days Payable Historical Data
* Premium members only.
The historical data trend for PTL's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Retail subindustry, PTL's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PTL Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, PTL's Days Payable distribution charts can be found below:
* The bar in red indicates where PTL's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
PTL's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PTL (PTLE) has a Days Payable of 22.59 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PTL and its competitors. This is 41% below median its historical median of 38.52. Over the past decade, PTL's Days Payable has ranged from 31.41 to 45.64. According to the industry distribution chart, PTL ranks #798 out of 1098 companies in the Retail - Cyclical industry, placing it in the top 72.7%.
Is PTL's Days Payable too high?
PTL's current Days Payable of 22.59 is 41% below median its 10-year median of 38.52. Over the past 10 years, this metric has ranged from a low of 31.41 to a high of 45.64. The Retail - Cyclical industry median Days Payable is 51.76. PTL's value of 22.59 is 56.4% below this industry median. Based on the distribution chart, PTL ranks #798 out of 1098 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, PTL has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does PTL's Days Payable compare to SPWH and NPT?
According to the Retail - Cyclical industry distribution chart, PTL ranks #798 out of 1098 companies for Days Payable. This places PTL in the lower half of its industry. The industry median Days Payable is 51.76. PTL's value of 22.59 is 56.4% below this benchmark. Historically, PTL's own Days Payable has ranged from 31.41 to 45.64 over the past decade. While the company's 10-year median is 38.52 vs. the industry median of 51.76, PTL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.76, based on 1,098 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PTL's current Days Payable of 22.59 is 56.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PTL and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PTL's current Days Payable is 22.59, which is 41% below median its own 10-year median of 38.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTL stock overvalued right now?
PTL (PTLE) has a current Days Payable of 22.59. The current Days Payable is 22.59, which is 41% below median its 10-year median of 38.52 and 56.4% below the Retail - Cyclical industry median of 51.76. PTL's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PTL (PTLE), the current Days Payable is 22.59 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PTL Ltd is a holding company. Through its subsidiaries, it is an established bunkering facilitator providing marine fuel logistics services for vessel refuelling, serving the Asia Pacific market. The company's services mainly involve facilitating with its suppliers to supply fuel for the use by the customers' vessels at various ports along their voyages in the Asia Pacific region; arranging vessel refuelling activities at competitive pricing to the customers; offering trade credit to the customers for vessel refuelling; handling unforeseeable circumstances faced by the customers and providing contingency solutions to the customers on time; and handling disputes, mainly concerning quality and quantity issues on marine fuel. The company derives its maximum revenue from Hong Kong.
19GF Score
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