PTL (PTLE) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


PTLE PTL Ltd PTLE
19 GF Score
Price $7.20
! 2 Warning Signs
View Full Analysis

What is PTL Interest Coverage?

PTL PTLE +4.65% 19 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates PTLE with a GF Score™ of 19/100. The stock has 2 warning signs investors should review. Among 825 Retail - Cyclical companies, PTL ranks worse than 121212% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PTL's Operating Income for the six months ended in Dec. 2025 was $-2.22 Mil. PTL's Interest Expense for the six months ended in Dec. 2025 was $-0.16 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PTL's Interest Coverage or its related term are showing as below:


PTLE's Interest Coverage is not ranked *
in the Retail - Cyclical industry.
Industry Median: 7.96
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PTL  (NAS:PTLE) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PTL Interest Coverage Related Terms


PTL Interest Coverage Historical Data

* Premium members only.

The historical data trend for PTL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PTL Interest Coverage Chart

PTL Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Interest Coverage
No Debt No Debt N/A 0.00

PTL Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial No Debt 421.00 N/A 3.13 0.00

PTLE vs SPWH, NPT, ABLV: Interest Coverage Comparison

For the Specialty Retail subindustry, PTL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PTL Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, PTL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PTL's Interest Coverage falls into.


PTLE
19GF Score
PTL Ltd PTLE
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PTL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PTL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PTL's Interest Expense was $-0.73 Mil. Its Operating Income was $-0.44 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

PTL did not have earnings to cover the interest expense.

PTL's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, PTL's Interest Expense was $-0.16 Mil. Its Operating Income was $-2.22 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

PTL did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
PTL (PTLE) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PTL and its competitors. According to the industry distribution chart, PTL ranks #999999 out of 825 companies in the Retail - Cyclical industry.
Is PTL's Interest Coverage too high?
PTL's current Interest Coverage is 0 (At Loss). Based on the distribution chart, PTL ranks #999999 out of 825 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, PTL has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does PTL's Interest Coverage compare to SPWH and NPT?
According to the Retail - Cyclical industry distribution chart, PTL ranks #999999 out of 825 companies for Interest Coverage. This places PTL in the lower half of its industry. The industry median Interest Coverage is 7.96. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.96, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PTL and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PTL's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTL stock overvalued right now?
PTL (PTLE) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). PTL's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PTL (PTLE), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PTL Business Description

Address 21 Bukit Batok Crescent, No. 24-71, WCEGA Tower, Singapore, SGP, 658065
PTL Ltd is a holding company. Through its subsidiaries, it is an established bunkering facilitator providing marine fuel logistics services for vessel refuelling, serving the Asia Pacific market. The company's services mainly involve facilitating with its suppliers to supply fuel for the use by the customers' vessels at various ports along their voyages in the Asia Pacific region; arranging vessel refuelling activities at competitive pricing to the customers; offering trade credit to the customers for vessel refuelling; handling unforeseeable circumstances faced by the customers and providing contingency solutions to the customers on time; and handling disputes, mainly concerning quality and quantity issues on marine fuel. The company derives its maximum revenue from Hong Kong.
19GF Score

Get the complete analysis for PTLE

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.20
Price