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RHB Bank BhdRHBAF 64 Cash-to-Debt is 0.85 as of Jun. 2026, which is 46% below its 10-year median of 1.57. GuruFocus rates RHBAF with a GF Score™ of 64/100 and a GF Value™ of $1.01. The stock has 6 warning signs investors should review. Among 1,490 Banks companies, RHB Bank Bhd ranks worse than 62.55% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. RHB Bank Bhd's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.85.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, RHB Bank Bhdcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for RHB Bank Bhd's Cash-to-Debt or its related term are showing as below:
RHBAF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.6 Med: 1.57 Max: 3.59
Current: 0.85
During the past 13 years, RHB Bank Bhd's highest Cash to Debt Ratio was 3.59. The lowest was 0.60. And the median was 1.57.
RHBAF's Cash-to-Debt is ranked worse than 62.55% of 1490
companies
in the Banks industry
Industry Median: 1.395
vs RHBAF: 0.85
RHB Bank Bhd (OTCPK:RHBAF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
RHB Bank Bhd Cash-to-Debt Related Terms
RHB Bank Bhd Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for RHB Bank Bhd's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, RHB Bank Bhd's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RHB Bank Bhd Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, RHB Bank Bhd's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where RHB Bank Bhd's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RHB Bank Bhd (RHBAF) has a Cash-to-Debt of 0.85 as of Jun. 2026. This is 46% below median its historical median of 1.57. Over the past decade, RHB Bank Bhd's Cash-to-Debt has ranged from 0.60 to 3.59. According to the industry distribution chart, RHB Bank Bhd ranks #932 out of 1490 companies in the Banks industry, placing it in the top 62.6%.
Is RHB Bank Bhd's Cash-to-Debt too high?
RHB Bank Bhd's current Cash-to-Debt of 0.85 is 46% below median its 10-year median of 1.57. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 3.59. The Banks industry median Cash-to-Debt is 1.40. RHB Bank Bhd's value of 0.85 is 39.1% below this industry median. Based on the distribution chart, RHB Bank Bhd ranks #932 out of 1490 companies in the Banks industry, which is below the industry midpoint. Overall, RHB Bank Bhd has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does RHB Bank Bhd's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, RHB Bank Bhd ranks #932 out of 1490 companies for Cash-to-Debt. This places RHB Bank Bhd in the lower half of its industry. The industry median Cash-to-Debt is 1.40. RHB Bank Bhd's value of 0.85 is 39.1% below this benchmark. Historically, RHB Bank Bhd's own Cash-to-Debt has ranged from 0.60 to 3.59 over the past decade. While the company's 10-year median is 1.57 vs. the industry median of 1.40, RHB Bank Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.40, based on 1,490 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RHB Bank Bhd's current Cash-to-Debt of 0.85 is 39.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RHB Bank Bhd's current Cash-to-Debt is 0.85, which is 46% below median its own 10-year median of 1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RHB Bank Bhd stock overvalued right now?
RHB Bank Bhd (RHBAF) has a current Cash-to-Debt of 0.85. The stock's GF Value™ is $1.01, compared to a current price of $1.22 — trading 20.8% above its estimated fair value. The current Cash-to-Debt is 0.85, which is 46% below median its 10-year median of 1.57 and 39.1% below the Banks industry median of 1.40. RHB Bank Bhd's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For RHB Bank Bhd (RHBAF), the current Cash-to-Debt is 0.85 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RHB Bank Bhd (RHBAF) Overvalued in 2026?
Based on GuruFocus' analysis, RHB Bank Bhd stock appears to be overvalued.
The current stock price of $1.22 is trading 20.8% above its estimated GF Value™ of $1.01.
Key valuation signals for RHBAF:
Cash-to-Debt: 0.85 (46% below median its 10-year median of 1.57)
GF Value™: $1.01 vs. price of $1.22 (20.8% above fair value)
Industry Position: 39.1% below the Banks median (#932 of 1490)
No single metric tells the full story. See the RHBAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RHB Bank Bhd is a financial services group in Malaysia. It engages in commercial banking and finance-related business and the provision of related services. The Group is involved in commercial banking and finance-related business, Islamic banking, investment banking, stock broking, leasing, offshore banking, property investment, general insurance, unit trust management, asset management, nominee and custodian services. Its operating segment comprises Group Community Banking, Group Wholesale Banking, Group International Business, Insurance, Support Center, and Others. Its geographic segments comprise Malaysia and Outside Malaysia. It generates the majority of its revenue from Malaysia.
64GF Score
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