RHB Bank BhdRHBAF 61 Net Margin % is 39.11% as of Mar. 2026, which is 16% above its 10-year median of 33.67. GuruFocus rates RHBAF with a GF Score™ of 61/100 and a GF Value™ of $0.98. The stock has 7 warning signs investors should review. Among 1,526 Banks companies, RHB Bank Bhd ranks better than 82.24% on this metric.
Net margin is calculated as Net Income divided by its Revenue. RHB Bank Bhd's Net Income for the
three
months ended in Mar. 2026 was $217 Mil. RHB Bank Bhd's Revenue for the
three
months ended in Mar. 2026 was $555 Mil. Therefore, RHB Bank Bhd's net margin for the quarter that ended in Mar. 2026 was 39.11%.
The historical rank and industry rank for RHB Bank Bhd's Net Margin % or its related term are showing as below:
RHBAF'
s Net Margin % Range Over the Past 10 Years
Min: 27.16 Med: 33.67 Max: 38.62
Current: 38.62
RHBAF's Net Margin % is ranked better than 82.24% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs RHBAF: 38.62
RHB Bank Bhd (OTCPK:RHBAF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
RHB Bank Bhd Net Margin % Related Terms
RHB Bank Bhd Net Margin % Historical Data
* Premium members only.
The historical data trend for RHB Bank Bhd's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, RHB Bank Bhd's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RHB Bank Bhd Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, RHB Bank Bhd's Net Margin % distribution charts can be found below:
* The bar in red indicates where RHB Bank Bhd's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RHB Bank Bhd (RHBAF) has a Net Margin % of 39.11% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on RHB Bank Bhd and its competitors. This is 16% above median its historical median of 33.67. Over the past decade, RHB Bank Bhd's Net Margin % has ranged from 27.16 to 38.62. According to the industry distribution chart, RHB Bank Bhd ranks #271 out of 1526 companies in the Banks industry, placing it in the top 17.8%.
Is RHB Bank Bhd's Net Margin % too high?
RHB Bank Bhd's current Net Margin % of 39.11% is 16% above median its 10-year median of 33.67. Over the past 10 years, this metric has ranged from a low of 27.16 to a high of 38.62. The Banks industry median Net Margin % is 26.97. RHB Bank Bhd's value of 39.11% is 45% above this industry median. Based on the distribution chart, RHB Bank Bhd ranks #271 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, RHB Bank Bhd has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does RHB Bank Bhd's Net Margin % compare to competitors?
According to the Banks industry distribution chart, RHB Bank Bhd ranks #271 out of 1526 companies for Net Margin %. This places RHB Bank Bhd in the top 18% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. RHB Bank Bhd's value of 39.11% is 45% above this benchmark. Historically, RHB Bank Bhd's own Net Margin % has ranged from 27.16 to 38.62 over the past decade. While the company's 10-year median is 33.67 vs. the industry median of 26.97, RHB Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RHB Bank Bhd's current Net Margin % of 39.11% is 45% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on RHB Bank Bhd and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RHB Bank Bhd's current Net Margin % is 39.11%, which is 16% above median its own 10-year median of 33.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RHB Bank Bhd stock overvalued right now?
RHB Bank Bhd (RHBAF) has a current Net Margin % of 39.11%. The stock's GF Value™ is $0.98, compared to a current price of $1.22 — trading 24.5% above its estimated fair value. The current Net Margin % is 39.11%, which is 16% above median its 10-year median of 33.67 and 45% above the Banks industry median of 26.97. RHB Bank Bhd's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For RHB Bank Bhd (RHBAF), the current Net Margin % is 39.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RHB Bank Bhd (RHBAF) Overvalued in 2026?
Based on GuruFocus' analysis, RHB Bank Bhd stock appears to be overvalued.
The current stock price of $1.22 is trading 24.5% above its estimated GF Value™ of $0.98.
Key valuation signals for RHBAF:
Net Margin %: 39.11% (16% above median its 10-year median of 33.67)
GF Value™: $0.98 vs. price of $1.22 (24.5% above fair value)
Industry Position: 45% above the Banks median (#271 of 1526)
No single metric tells the full story. See the RHBAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RHB Bank Bhd is a financial services group in Malaysia. It engages in commercial banking and finance-related business and the provision of related services. The Group is involved in commercial banking and finance-related business, Islamic banking, investment banking, stock broking, leasing, offshore banking, property investment, general insurance, unit trust management, asset management, nominee and custodian services. Its operating segment comprises Group Community Banking, Group Wholesale Banking, Group International Business, Insurance, Support Center, and Others. Its geographic segments comprise Malaysia and Outside Malaysia. It generates the majority of its revenue from Malaysia.
61GF Score
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