Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
RHB Bank BhdRHBAF 62 3-Year EPS without NRI Growth Rate is 6.30% as of Mar. 2026, which is 6% above its 10-year median of 5.95. GuruFocus rates RHBAF with a GF Score™ of 62/100 and a GF Value™ of $0.97. The stock has 7 warning signs investors should review. Among 1,412 Banks companies, RHB Bank Bhd ranks worse than 52.76% on this metric.
During the past 12 months, RHB Bank Bhd's average EPS without NRI Growth Rate was 11.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 6.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 4.40% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 7.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of RHB Bank Bhd was 32.80% per year. The lowest was -29.30% per year. And the median was 5.95% per year.
RHB Bank Bhd (OTCPK:RHBAF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
RHB Bank Bhd 3-Year EPS without NRI Growth Rate Related Terms
RHB Bank Bhd 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, RHB Bank Bhd's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RHB Bank Bhd 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, RHB Bank Bhd's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where RHB Bank Bhd's 3-Year EPS without NRI Growth Rate falls into.
RHB Bank Bhd 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 6.30% mean?
RHB Bank Bhd (RHBAF) has a 3-Year EPS without NRI Growth Rate of 6.30% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for RHB Bank Bhd and its competitors. This is near median its historical median of 5.95. According to the industry distribution chart, RHB Bank Bhd ranks #745 out of 1412 companies in the Banks industry, placing it in the top 52.8%.
Is RHB Bank Bhd's 3-Year EPS without NRI Growth Rate too high?
RHB Bank Bhd's current 3-Year EPS without NRI Growth Rate of 6.30% is near median its 10-year median of 5.95. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. RHB Bank Bhd's value of 6.30% is 16% below this industry median. Based on the distribution chart, RHB Bank Bhd ranks #745 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, RHB Bank Bhd has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does RHB Bank Bhd's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, RHB Bank Bhd ranks #745 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This places RHB Bank Bhd in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. RHB Bank Bhd's value of 6.30% is 16% below this benchmark. While the company's 10-year median is 5.95 vs. the industry median of 7.50, RHB Bank Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RHB Bank Bhd's current 3-Year EPS without NRI Growth Rate of 6.30% is 16% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for RHB Bank Bhd and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RHB Bank Bhd's current 3-Year EPS without NRI Growth Rate is 6.30%, which is near median its own 10-year median of 5.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RHB Bank Bhd stock overvalued right now?
RHB Bank Bhd (RHBAF) has a current 3-Year EPS without NRI Growth Rate of 6.30%. The stock's GF Value™ is $0.97, compared to a current price of $1.22 — trading 25.8% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 6.30%, which is near median its 10-year median of 5.95 and 16% below the Banks industry median of 7.50. RHB Bank Bhd's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For RHB Bank Bhd (RHBAF), the current 3-Year EPS without NRI Growth Rate is 6.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RHB Bank Bhd (RHBAF) Overvalued in 2026?
Based on GuruFocus' analysis, RHB Bank Bhd stock appears to be overvalued.
The current stock price of $1.22 is trading 25.8% above its estimated GF Value™ of $0.97.
Key valuation signals for RHBAF:
3-Year EPS without NRI Growth Rate: 6.30% (near median its 10-year median of 5.95)
GF Value™: $0.97 vs. price of $1.22 (25.8% above fair value)
Industry Position: 16% below the Banks median (#745 of 1412)
No single metric tells the full story. See the RHBAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RHB Bank Bhd is a financial services group in Malaysia. It engages in commercial banking and finance-related business and the provision of related services. The Group is involved in commercial banking and finance-related business, Islamic banking, investment banking, stock broking, leasing, offshore banking, property investment, general insurance, unit trust management, asset management, nominee and custodian services. Its operating segment comprises Group Community Banking, Group Wholesale Banking, Group International Business, Insurance, Support Center, and Others. Its geographic segments comprise Malaysia and Outside Malaysia. It generates the majority of its revenue from Malaysia.
62GF Score
Get the complete analysis for RHBAF
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RHBAF has been successfully added to your 
