RHB Bank BhdRHBAF 64 Return-on-Tangible-Asset is 0.97% as of Mar. 2026, which is 5% above its 10-year median of 0.92. GuruFocus rates RHBAF with a GF Score™ of 64/100 and a GF Value™ of $1.01. The stock has 7 warning signs investors should review. Among 1,530 Banks companies, RHB Bank Bhd ranks worse than 50.39% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. RHB Bank Bhd's annualizedNet Income for the quarter that ended in Mar. 2026 was $868 Mil. RHB Bank Bhd's average total tangible assets for the quarter that ended in Mar. 2026 was $89,197 Mil. Therefore, RHB Bank Bhd's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.97%.
The historical rank and industry rank for RHB Bank Bhd's Return-on-Tangible-Asset or its related term are showing as below:
RHBAF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.73 Med: 0.92 Max: 1
Current: 0.98
During the past 13 years, RHB Bank Bhd's highest Return-on-Tangible-Asset was 1.00%. The lowest was 0.73%. And the median was 0.92%.
RHBAF's Return-on-Tangible-Asset is ranked worse than 50.39% of 1530
companies
in the Banks industry
Industry Median: 0.99
vs RHBAF: 0.98
RHB Bank Bhd (OTCPK:RHBAF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
RHB Bank Bhd Return-on-Tangible-Asset Related Terms
RHB Bank Bhd Return-on-Tangible-Asset Historical Data
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The historical data trend for RHB Bank Bhd's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RHB Bank Bhd Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, RHB Bank Bhd's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RHB Bank Bhd Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, RHB Bank Bhd's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where RHB Bank Bhd's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.97% mean?
RHB Bank Bhd (RHBAF) has a Return-on-Tangible-Asset of 0.97% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on RHB Bank Bhd and its competitors. This is near median its historical median of 0.92. Over the past decade, RHB Bank Bhd's Return-on-Tangible-Asset has ranged from 0.73 to 1.00. According to the industry distribution chart, RHB Bank Bhd ranks #771 out of 1530 companies in the Banks industry, placing it in the top 50.4%.
Is RHB Bank Bhd's Return-on-Tangible-Asset too high?
RHB Bank Bhd's current Return-on-Tangible-Asset of 0.97% is near median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 1.00. The Banks industry median Return-on-Tangible-Asset is 0.99. RHB Bank Bhd's value of 0.97% is 2% below this industry median. Based on the distribution chart, RHB Bank Bhd ranks #771 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, RHB Bank Bhd has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does RHB Bank Bhd's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, RHB Bank Bhd ranks #771 out of 1530 companies for Return-on-Tangible-Asset. This places RHB Bank Bhd in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. RHB Bank Bhd's value of 0.97% is 2% below this benchmark. Historically, RHB Bank Bhd's own Return-on-Tangible-Asset has ranged from 0.73 to 1.00 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 0.99, RHB Bank Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RHB Bank Bhd's current Return-on-Tangible-Asset of 0.97% is 2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on RHB Bank Bhd and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RHB Bank Bhd's current Return-on-Tangible-Asset is 0.97%, which is near median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RHB Bank Bhd stock overvalued right now?
RHB Bank Bhd (RHBAF) has a current Return-on-Tangible-Asset of 0.97%. The stock's GF Value™ is $1.01, compared to a current price of $1.22 — trading 20.8% above its estimated fair value. The current Return-on-Tangible-Asset is 0.97%, which is near median its 10-year median of 0.92 and 2% below the Banks industry median of 0.99. RHB Bank Bhd's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For RHB Bank Bhd (RHBAF), the current Return-on-Tangible-Asset is 0.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RHB Bank Bhd (RHBAF) Overvalued in 2026?
Based on GuruFocus' analysis, RHB Bank Bhd stock appears to be overvalued.
The current stock price of $1.22 is trading 20.8% above its estimated GF Value™ of $1.01.
Key valuation signals for RHBAF:
Return-on-Tangible-Asset: 0.97% (near median its 10-year median of 0.92)
GF Value™: $1.01 vs. price of $1.22 (20.8% above fair value)
Industry Position: 2% below the Banks median (#771 of 1530)
No single metric tells the full story. See the RHBAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RHB Bank Bhd is a financial services group in Malaysia. It engages in commercial banking and finance-related business and the provision of related services. The Group is involved in commercial banking and finance-related business, Islamic banking, investment banking, stock broking, leasing, offshore banking, property investment, general insurance, unit trust management, asset management, nominee and custodian services. Its operating segment comprises Group Community Banking, Group Wholesale Banking, Group International Business, Insurance, Support Center, and Others. Its geographic segments comprise Malaysia and Outside Malaysia. It generates the majority of its revenue from Malaysia.
64GF Score
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