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Sa International HoldingsSSILF 64 Cash-to-Debt is 0.94 as of Mar. 2026, which is 27% above its 10-year median of 0.74. GuruFocus rates SSILF with a GF Score™ of 64/100 and a GF Value™ of $0.12 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,116 Retail - Cyclical companies, Sa International Holdings ranks better than 64.34% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Sa International Holdings's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.94.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Sa International Holdingscouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Sa International Holdings's Cash-to-Debt or its related term are showing as below:
SSILF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.51 Med: 0.74 Max: No Debt
Current: 0.94
During the past 13 years, Sa International Holdings's highest Cash to Debt Ratio was No Debt. The lowest was 0.51. And the median was 0.74.
SSILF's Cash-to-Debt is ranked better than 64.34% of 1116
companies
in the Retail - Cyclical industry
Industry Median: 0.47
vs SSILF: 0.94
Sa International Holdings (OTCPK:SSILF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Sa International Holdings Cash-to-Debt Related Terms
Sa International Holdings Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Specialty Retail subindustry, Sa International Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sa International Holdings Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Sa International Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Sa International Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sa International Holdings (SSILF) has a Cash-to-Debt of 0.94 as of Mar. 2026. This is 27% above median its historical median of 0.74. Over the past decade, Sa International Holdings' Cash-to-Debt has ranged from 0.51 to 10,000.00. According to the industry distribution chart, Sa International Holdings ranks #398 out of 1116 companies in the Retail - Cyclical industry, placing it in the top 35.7%.
Is Sa International Holdings' Cash-to-Debt too high?
Sa International Holdings' current Cash-to-Debt of 0.94 is 27% above median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 10,000.00. The Retail - Cyclical industry median Cash-to-Debt is 0.47. Sa International Holdings' value of 0.94 is 100% above this industry median. Based on the distribution chart, Sa International Holdings ranks #398 out of 1116 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Sa International Holdings has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sa International Holdings' Cash-to-Debt compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Sa International Holdings ranks #398 out of 1116 companies for Cash-to-Debt. This puts Sa International Holdings in the upper half of its industry. The industry median Cash-to-Debt is 0.47. Sa International Holdings' value of 0.94 is 100% above this benchmark. Historically, Sa International Holdings' own Cash-to-Debt has ranged from 0.51 to 10,000.00 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 0.47, Sa International Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.47, based on 1,116 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sa International Holdings's current Cash-to-Debt of 0.94 is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sa International Holdings's current Cash-to-Debt is 0.94, which is 27% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sa International Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sa International Holdings (SSILF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.12, compared to a current price of $0.17 — trading 38.2% above its estimated fair value. The current Cash-to-Debt is 0.94, which is 27% above median its 10-year median of 0.74 and 100% above the Retail - Cyclical industry median of 0.47. Sa International Holdings' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Sa International Holdings (SSILF), the current Cash-to-Debt is 0.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sa International Holdings (SSILF) Overvalued in 2026?
Based on GuruFocus' analysis, Sa International Holdings stock appears to be overvalued.
The current stock price of $0.17 is trading 38.2% above its estimated GF Value™ of $0.12.
GuruFocus considers Sa International Holdings to be Significantly Overvalued.
Key valuation signals for SSILF:
Cash-to-Debt: 0.94 (27% above median its 10-year median of 0.74)
GF Value™: $0.12 vs. price of $0.17 (38.2% above fair value)
Industry Position: 100% above the Retail - Cyclical median (#398 of 1116)
No single metric tells the full story. See the SSILF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sa SA International Holdings Ltd is an investment holding company. The group operates as a beauty-product retail group in Asia. Its business covers Hong Kong and Macao SARs, the Chinese Mainland, and Southeast Asia. It is a one-stop beauty product specialty platform with a business focus on Beauty. The group provides diverse and quality products under more than 650 brands, ranging from skincare, fragrance, make-up, hair care, body care products, inner beauty and health products, as well as beauty equipment. Its diversified e-commerce platforms offer round-the-clock online shopping services along with comprehensive product information to customers from different countries. Its physical and online business presence is striving to provide a customer-centric omni-channel shopping experience.
64GF Score
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