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SoftwareONE Holding AGXSWX:SWON -1.60%71 Cash-to-Debt is 5.83 as of Dec. 2025, which is 47% below its 10-year median of 10.91. GuruFocus rates XSWX:SWON with a GF Score™ of 71/100 and a GF Value™ of CHF15.43 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 2,849 Software companies, SoftwareONE Holding AG ranks better than 61.25% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. SoftwareONE Holding AG's cash to debt ratio for the quarter that ended in Dec. 2025 was 5.83.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, SoftwareONE Holding AGcould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for SoftwareONE Holding AG's Cash-to-Debt or its related term are showing as below:
XSWX:SWON'
s Cash-to-Debt Range Over the Past 10 Years
Min: 5.83 Med: 10.91 Max: 32.73
Current: 5.83
During the past 10 years, SoftwareONE Holding AG's highest Cash to Debt Ratio was 32.73. The lowest was 5.83. And the median was 10.91.
XSWX:SWON's Cash-to-Debt is ranked better than 61.25% of 2849
companies
in the Software industry
Industry Median: 2.53
vs XSWX:SWON: 5.83
SoftwareONE Holding AG (XSWX:SWON) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
SoftwareONE Holding AG Cash-to-Debt Related Terms
SoftwareONE Holding AG Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:SWON vs UBER, SHOP, CRM: Cash-to-Debt Comparison
For the Software - Application subindustry, SoftwareONE Holding AG's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SoftwareONE Holding AG Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, SoftwareONE Holding AG's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where SoftwareONE Holding AG's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SoftwareONE Holding AG (XSWX:SWON) has a Cash-to-Debt of 5.83 as of Dec. 2025. This is 47% below median its historical median of 10.91. Over the past decade, SoftwareONE Holding AG's Cash-to-Debt has ranged from 5.83 to 32.73. According to the industry distribution chart, SoftwareONE Holding AG ranks #1104 out of 2849 companies in the Software industry, placing it in the top 38.8%.
Is SoftwareONE Holding AG's Cash-to-Debt too high?
SoftwareONE Holding AG's current Cash-to-Debt of 5.83 is 47% below median its 10-year median of 10.91. Over the past 10 years, this metric has ranged from a low of 5.83 to a high of 32.73. The Software industry median Cash-to-Debt is 2.53. SoftwareONE Holding AG's value of 5.83 is 130.4% above this industry median. Based on the distribution chart, SoftwareONE Holding AG ranks #1104 out of 2849 companies in the Software industry, which is above the industry midpoint. Overall, SoftwareONE Holding AG has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SoftwareONE Holding AG's Cash-to-Debt compare to UBER and SHOP?
According to the Software industry distribution chart, SoftwareONE Holding AG ranks #1104 out of 2849 companies for Cash-to-Debt. This puts SoftwareONE Holding AG in the upper half of its industry. The industry median Cash-to-Debt is 2.53. SoftwareONE Holding AG's value of 5.83 is 130.4% above this benchmark. Historically, SoftwareONE Holding AG's own Cash-to-Debt has ranged from 5.83 to 32.73 over the past decade. While the company's 10-year median is 10.91 vs. the industry median of 2.53, SoftwareONE Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.53, based on 2,849 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SoftwareONE Holding AG's current Cash-to-Debt of 5.83 is 130.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SoftwareONE Holding AG's current Cash-to-Debt is 5.83, which is 47% below median its own 10-year median of 10.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoftwareONE Holding AG stock overvalued right now?
Based on GuruFocus' analysis, SoftwareONE Holding AG (XSWX:SWON) is currently considered Possible Value Trap. The stock's GF Value™ is CHF15.43, compared to a current price of CHF8.33 — trading 46% below its estimated fair value. The current Cash-to-Debt is 5.83, which is 47% below median its 10-year median of 10.91 and 130.4% above the Software industry median of 2.53. SoftwareONE Holding AG's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For SoftwareONE Holding AG (XSWX:SWON), the current Cash-to-Debt is 5.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SoftwareONE Holding AG (XSWX:SWON) Overvalued in 2026?
Based on GuruFocus' analysis, SoftwareONE Holding AG stock appears to be undervalued.
The current stock price of CHF8.33 is trading 46% below its estimated GF Value™ of CHF15.43.
GuruFocus considers SoftwareONE Holding AG to be Possible Value Trap.
Key valuation signals for XSWX:SWON:
Cash-to-Debt: 5.83 (47% below median its 10-year median of 10.91)
GF Value™: CHF15.43 vs. price of CHF8.33 (46% below fair value)
Industry Position: 130.4% above the Software median (#1104 of 2849)
No single metric tells the full story. See the XSWX:SWON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SoftwareONE Holding AG is engaged in providing cloud technology solutions. It generates its revenue from Software and Cloud Marketplace by arranging software license agreements between software providers and end customers and managing cloud subscriptions for them (point in time). Revenue from Software and Cloud Services is generated by providing services to customers (over time), the sale of on-premise software only used to provide software asset management solutions and the resale or sale of self-developed on-premise software. DACH, rEMEA, NORAM, LATAM and APAC are the geographical segments of the company. It derives maximum revenue from DACH (Germany, Austria and Switzerland) segment.
71GF Score
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