SoftwareONE Holding AG (XSWX:SWON) Effective Interest Rate on Debt %: 25.25% (As of Dec. 2025)


XSWX:SWON SoftwareONE Holding AG XSWX:SWON
72 GF Score
Price CHF7.74
GF Value CHF15.32
Valuation Possible Value Trap
! 6 Warning Signs
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What is SoftwareONE Holding AG Effective Interest Rate on Debt %?

SoftwareONE Holding AG XSWX:SWON -0.13% 72 Effective Interest Rate on Debt % is 25.25% as of Dec. 2025. GuruFocus rates XSWX:SWON with a GF Score™ of 72/100 and a GF Value™ of CHF15.32 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SoftwareONE Holding AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was CHF19 Mil. SoftwareONE Holding AG's average total debt for the quarter that ended in Dec. 2025 was CHF75 Mil. Therefore, SoftwareONE Holding AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 25.25%.


SoftwareONE Holding AG  (XSWX:SWON) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SoftwareONE Holding AG Effective Interest Rate on Debt % Related Terms


SoftwareONE Holding AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SoftwareONE Holding AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SoftwareONE Holding AG Effective Interest Rate on Debt % Chart

SoftwareONE Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.83 12.47 30.78 49.24 49.26

SoftwareONE Holding AG Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.95 103.04 5.13 93.53 25.25

XSWX:SWON vs CRM, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, SoftwareONE Holding AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SoftwareONE Holding AG Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, SoftwareONE Holding AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SoftwareONE Holding AG's Effective Interest Rate on Debt % falls into.


XSWX:SWON
72GF Score
SoftwareONE Holding AG XSWX:SWON
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SoftwareONE Holding AG Effective Interest Rate on Debt % Calculation

SoftwareONE Holding AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -28.3/( (40.4+74.5)/ 2 )
=-1  *  -28.3/57.45
=49.26 %

where

SoftwareONE Holding AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -18.812/( (0+74.5)/ 1 )
=-1  *  -18.812/74.5
=25.25 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 25.25% mean?
SoftwareONE Holding AG (XSWX:SWON) has a Effective Interest Rate on Debt % of 25.25% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SoftwareONE Holding AG and its competitors.
Is SoftwareONE Holding AG's Effective Interest Rate on Debt % too high?
SoftwareONE Holding AG's current Effective Interest Rate on Debt % is 25.25%. Overall, SoftwareONE Holding AG has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SoftwareONE Holding AG's Effective Interest Rate on Debt % compare to CRM and SHOP?
SoftwareONE Holding AG's Effective Interest Rate on Debt % of 25.25% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SoftwareONE Holding AG and its competitors. SoftwareONE Holding AG's current Effective Interest Rate on Debt % is 25.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoftwareONE Holding AG stock overvalued right now?
Based on GuruFocus' analysis, SoftwareONE Holding AG (XSWX:SWON) is currently considered Possible Value Trap. The stock's GF Value™ is CHF15.32, compared to a current price of CHF7.74 — trading 49.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 25.25%. SoftwareONE Holding AG's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SoftwareONE Holding AG (XSWX:SWON), the current Effective Interest Rate on Debt % is 25.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SoftwareONE Holding AG (XSWX:SWON) Overvalued in 2026?

Based on GuruFocus' analysis, SoftwareONE Holding AG stock appears to be undervalued. The current stock price of CHF7.74 is trading 49.5% below its estimated GF Value™ of CHF15.32. GuruFocus considers SoftwareONE Holding AG to be Possible Value Trap.

Key valuation signals for XSWX:SWON:

  • Effective Interest Rate on Debt %: 25.25%
  • GF Value™: CHF15.32 vs. price of CHF7.74 (49.5% below fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the XSWX:SWON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SoftwareONE Holding AG Business Description

Address Riedenmatt 4, Stans, CHE, CH-6370
SoftwareONE Holding AG is engaged in providing cloud technology solutions. It generates its revenue from Software and Cloud Marketplace by arranging software license agreements between software providers and end customers and managing cloud subscriptions for them (point in time). Revenue from Software and Cloud Services is generated by providing services to customers (over time), the sale of on-premise software only used to provide software asset management solutions and the resale or sale of self-developed on-premise software. DACH, rEMEA, NORAM, LATAM and APAC are the geographical segments of the company. It derives maximum revenue from DACH (Germany, Austria and Switzerland) segment.
72GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF7.74
Price
CHF15.32
GF Value