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T-Mobile USXSWX:TMUS +3.09%78 Cash-to-Debt is 0.02 as of Jun. 2026, which is 60% below its 10-year median of 0.05. GuruFocus rates XSWX:TMUS with a GF Score™ of 78/100 and a GF Value™ of CHF187.74. The stock has 2 warning signs investors should review. Among 362 Telecommunication Services companies, T-Mobile US ranks worse than 95.58% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. T-Mobile US's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.02.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, T-Mobile UScouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for T-Mobile US's Cash-to-Debt or its related term are showing as below:
XSWX:TMUS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.05 Max: 0.32
Current: 0.02
During the past 13 years, T-Mobile US's highest Cash to Debt Ratio was 0.32. The lowest was 0.01. And the median was 0.05.
XSWX:TMUS's Cash-to-Debt is ranked worse than 95.58% of 362
companies
in the Telecommunication Services industry
Industry Median: 0.345
vs XSWX:TMUS: 0.02
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
T-Mobile US Cash-to-Debt Related Terms
T-Mobile US Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for T-Mobile US's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:TMUS vs VZ, T, CMCSA: Cash-to-Debt Comparison
For the Telecom Services subindustry, T-Mobile US's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
T-Mobile US Cash-to-Debt vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, T-Mobile US's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where T-Mobile US's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
T-Mobile US (XSWX:TMUS) has a Cash-to-Debt of 0.02 as of Jun. 2026. This is 60% below median its historical median of 0.05. Over the past decade, T-Mobile US's Cash-to-Debt has ranged from 0.01 to 0.32. According to the industry distribution chart, T-Mobile US ranks #346 out of 362 companies in the Telecommunication Services industry, placing it in the top 95.6%.
Is T-Mobile US's Cash-to-Debt too high?
T-Mobile US's current Cash-to-Debt of 0.02 is 60% below median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.32. The Telecommunication Services industry median Cash-to-Debt is 0.35. T-Mobile US's value of 0.02 is 94.2% below this industry median. Based on the distribution chart, T-Mobile US ranks #346 out of 362 companies in the Telecommunication Services industry, which is in the bottom quartile relative to peers. Overall, T-Mobile US has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does T-Mobile US's Cash-to-Debt compare to VZ and T?
According to the Telecommunication Services industry distribution chart, T-Mobile US ranks #346 out of 362 companies for Cash-to-Debt. This places T-Mobile US in the lower half of its industry. The industry median Cash-to-Debt is 0.35. T-Mobile US's value of 0.02 is 94.2% below this benchmark. Historically, T-Mobile US's own Cash-to-Debt has ranged from 0.01 to 0.32 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.35, T-Mobile US has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Telecommunication Services company?
The median Cash-to-Debt among Telecommunication Services companies is 0.35, based on 362 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. T-Mobile US's current Cash-to-Debt of 0.02 is 94.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Telecommunication Services industry, the median Cash-to-Debt is 0.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. T-Mobile US's current Cash-to-Debt is 0.02, which is 60% below median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is T-Mobile US stock overvalued right now?
T-Mobile US (XSWX:TMUS) has a current Cash-to-Debt of 0.02. The stock's GF Value™ is CHF187.74, compared to a current price of CHF146.14 — trading 22.2% below its estimated fair value. The current Cash-to-Debt is 0.02, which is 60% below median its 10-year median of 0.05 and 94.2% below the Telecommunication Services industry median of 0.35. T-Mobile US's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For T-Mobile US (XSWX:TMUS), the current Cash-to-Debt is 0.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is T-Mobile US (XSWX:TMUS) Overvalued in 2026?
Based on GuruFocus' analysis, T-Mobile US stock appears to be undervalued.
The current stock price of CHF146.14 is trading 22.2% below its estimated GF Value™ of CHF187.74.
Key valuation signals for XSWX:TMUS:
Cash-to-Debt: 0.02 (60% below median its 10-year median of 0.05)
GF Value™: CHF187.74 vs. price of CHF146.14 (22.2% below fair value)
Industry Position: 94.2% below the Telecommunication Services median (#346 of 362)
No single metric tells the full story. See the XSWX:TMUS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Deutsche Telekom merged its T-Mobile USA unit with prepaid specialist MetroPCS in 2013, and that firm merged with Sprint in 2020, creating the second-largest wireless carrier in the US. T-Mobile now serves about 86 million postpaid and 26 million prepaid phone customers, equal to around 30% of the US retail wireless market. The firm entered the fixed-wireless broadband market aggressively in 2021 and now serves 8 million residential and business customers with its wireless network. It also serves 1 million fiber broadband customers through joint ventures with fiber network owners. T-Mobile owns a stake in these firms, which provide wholesale access to their networks. In addition, T-Mobile provides wholesale services to wireless resellers.
78GF Score
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