BKFL (BankFlorida Bancorp) Change In Receivables: $0.00 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKFL BankFlorida Bancorp Inc BKFL
44 GF Score
Price $17.00
GF Value $21.90
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is BankFlorida Bancorp Change In Receivables?

BankFlorida Bancorp BKFL 44 Change In Receivables is $0.00 Mil as of Jun. 2026. GuruFocus rates BKFL with a GF Score™ of 44/100 and a GF Value™ of $21.90 (Modestly Undervalued). The stock has 1 warning sign investors should review.

BankFlorida Bancorp's change in receivables for the quarter that ended in Jun. 2026 was $0.00 Mil. It means BankFlorida Bancorp's Accounts Receivable stayed the same from Mar. 2026 to Jun. 2026 .

BankFlorida Bancorp's change in receivables for the fiscal year that ended in Dec. 2025 was $0.07 Mil. It means BankFlorida Bancorp's Accounts Receivable declined by $0.07 Mil from Dec. 2024 to Dec. 2025 .

BankFlorida Bancorp's Accounts Receivable for the quarter that ended in Jun. 2026 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. BankFlorida Bancorp's Days Sales Outstanding for the three months ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. BankFlorida Bancorp's liquidation value for the three months ended in Jun. 2026 was $-340.17 Mil.

BankFlorida Bancorp  (OTCPK:BKFL) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

BankFlorida Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/4.092*91
=0.00

2. In Ben Graham's calculation of liquidation value, BankFlorida Bancorp's accounts receivable are only considered to be worth 75% of book value:

BankFlorida Bancorp's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=80.518-420.689+0.75 * 0+0.5 * 0
=-340.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankFlorida Bancorp Change In Receivables Related Terms

BankFlorida Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for BankFlorida Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankFlorida Bancorp Change In Receivables Chart

BankFlorida Bancorp Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
-0.06 -0.35 -0.07 -0.36 0.07

BankFlorida Bancorp Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
BKFL
44GF Score
BankFlorida Bancorp Inc BKFL
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BankFlorida Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.00 Mil mean?
BankFlorida Bancorp (BKFL) has a Change In Receivables of $0.00 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for BankFlorida Bancorp and its competitors.
Is BankFlorida Bancorp's Change In Receivables too high?
BankFlorida Bancorp's current Change In Receivables is $0.00 Mil. Overall, BankFlorida Bancorp has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BankFlorida Bancorp's Change In Receivables compare to GVYB and FGFI?
BankFlorida Bancorp's Change In Receivables of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for BankFlorida Bancorp and its competitors. BankFlorida Bancorp's current Change In Receivables is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFlorida Bancorp stock overvalued right now?
Based on GuruFocus' analysis, BankFlorida Bancorp (BKFL) is currently considered Modestly Undervalued. The stock's GF Value™ is $21.90, compared to a current price of $17.00 — trading 22.4% below its estimated fair value. The current Change In Receivables is $0.00 Mil. BankFlorida Bancorp's overall GF Score™ is 44/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For BankFlorida Bancorp (BKFL), the current Change In Receivables is $0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankFlorida Bancorp (BKFL) Overvalued in 2026?

Based on GuruFocus' analysis, BankFlorida Bancorp stock appears to be undervalued. The current stock price of $17.00 is trading 22.4% below its estimated GF Value™ of $21.90. GuruFocus considers BankFlorida Bancorp to be Modestly Undervalued.

Key valuation signals for BKFL:

  • Change In Receivables: $0.00 Mil
  • GF Value™: $21.90 vs. price of $17.00 (22.4% below fair value)
  • GF Score™: 44/100 with 1 warning sign

No single metric tells the full story. See the BKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BankFlorida Bancorp Business Description

Address 12482 US Highway 301, Dade, FL, USA, 33525
BankFlorida Bancorp Inc is a bank holding company. Through its banking subsidiary, the company is engaged in providing banking and other financial products and services. Its products and service offerings include deposit accounts, mobile banking services, residential loans, personal loans, certificates of deposits, money market accounts, commercial credit services, business savings accounts, etc. In addition, the company also provides wealth solutions.
44GF Score

Get the complete analysis for BKFL

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.00
Price
$21.90
GF Value