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OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
BankFlorida Bancorp OCF Yield % Related Terms
BankFlorida Bancorp OCF Yield % Historical Data
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The historical data trend for BankFlorida Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BankFlorida Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BankFlorida Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, BankFlorida Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where BankFlorida Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BankFlorida Bancorp (BKFL) has a OCF Yield % of 7.25 as of Jul. 31, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BankFlorida Bancorp and its competitors. Over the past decade, BankFlorida Bancorp's OCF Yield % has ranged from 7.25 to 7.25. According to the industry distribution chart, BankFlorida Bancorp ranks #873 out of 1498 companies in the Banks industry, placing it in the top 58.3%.
Is BankFlorida Bancorp's OCF Yield % too high?
BankFlorida Bancorp's current OCF Yield % is 7.25. Over the past 10 years, this metric has ranged from a low of 7.25 to a high of 7.25. The Banks industry median OCF Yield % is 8.98. BankFlorida Bancorp's value of 7.25 is 19.3% below this industry median. Based on the distribution chart, BankFlorida Bancorp ranks #873 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, BankFlorida Bancorp has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BankFlorida Bancorp's OCF Yield % compare to FFWC and OSBK?
According to the Banks industry distribution chart, BankFlorida Bancorp ranks #873 out of 1498 companies for OCF Yield %. This places BankFlorida Bancorp in the lower half of its industry. The industry median OCF Yield % is 8.98. BankFlorida Bancorp's value of 7.25 is 19.3% below this benchmark. Historically, BankFlorida Bancorp's own OCF Yield % has ranged from 7.25 to 7.25 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BankFlorida Bancorp's current OCF Yield % of 7.25 is 19.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BankFlorida Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 8.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankFlorida Bancorp's current OCF Yield % is 7.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFlorida Bancorp stock overvalued right now?
Based on GuruFocus' analysis, BankFlorida Bancorp (BKFL) is currently considered Modestly Undervalued. The stock's GF Value™ is $21.78, compared to a current price of $17.15 — trading 21.3% below its estimated fair value. The current OCF Yield % is 7.25 and 19.3% below the Banks industry median of 8.98. BankFlorida Bancorp's overall GF Score™ is 44/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For BankFlorida Bancorp (BKFL), the current OCF Yield % is 7.25 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BankFlorida Bancorp (BKFL) Overvalued in 2026?
Based on GuruFocus' analysis, BankFlorida Bancorp stock appears to be undervalued.
The current stock price of $17.15 is trading 21.3% below its estimated GF Value™ of $21.78.
GuruFocus considers BankFlorida Bancorp to be Modestly Undervalued.
Key valuation signals for BKFL:
OCF Yield %: 7.25
GF Value™: $21.78 vs. price of $17.15 (21.3% below fair value)
Industry Position: 19.3% below the Banks median (#873 of 1498)
No single metric tells the full story. See the BKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BankFlorida Bancorp Inc is a bank holding company. Through its banking subsidiary, the company is engaged in providing banking and other financial products and services. Its products and service offerings include deposit accounts, mobile banking services, residential loans, personal loans, certificates of deposits, money market accounts, commercial credit services, business savings accounts, etc. In addition, the company also provides wealth solutions.
44GF Score
Get the complete analysis for BKFL
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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