BKFL (BankFlorida Bancorp) Earnings per Share (Diluted): $1.33 (TTM As of Jun. 2026)

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BKFL BankFlorida Bancorp Inc BKFL
44 GF Score
Price $16.80
GF Value $21.96
Valuation Modestly Undervalued
! 1 Warning Sign
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What is BankFlorida Bancorp Earnings per Share (Diluted)?

BankFlorida Bancorp BKFL -1.18% 44 Earnings per Share (Diluted) is $1.33 as of Jun. 2026. GuruFocus rates BKFL with a GF Score™ of 44/100 and a GF Value™ of $21.96 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,402 Banks companies, BankFlorida Bancorp ranks worse than 67.62% on this metric.

BankFlorida Bancorp's Earnings per Share (Diluted) for the six months ended in Jun. 2026 was $0.37. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.33.

BankFlorida Bancorp's EPS (Basic) for the six months ended in Jun. 2026 was $0.37. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.33.

BankFlorida Bancorp's EPS without NRI for the six months ended in Jun. 2026 was $0.37. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was $1.33.

During the past 12 months, BankFlorida Bancorp's average EPS without NRIGrowth Rate was 1695.90% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 1.80% per year.

During the past 5 years, BankFlorida Bancorp's highest 3-Year average EPS without NRI Growth Rate was 1.80% per year. The lowest was 1.80% per year. And the median was 1.80% per year.


BankFlorida Bancorp  (OTCPK:BKFL) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


BankFlorida Bancorp Earnings per Share (Diluted) Related Terms


BankFlorida Bancorp Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for BankFlorida Bancorp's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankFlorida Bancorp Earnings per Share (Diluted) Chart

BankFlorida Bancorp Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
0.20 0.85 0.38 -0.12 0.89

BankFlorida Bancorp Semi-Annual Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.25 0.31 0.40 0.37

BKFL vs GVYB, FGFI, KEFI: Earnings per Share (Diluted) Comparison

For the Banks - Regional subindustry, BankFlorida Bancorp's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BankFlorida Bancorp PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BankFlorida Bancorp's PE Ratio distribution charts can be found below:

* The bar in red indicates where BankFlorida Bancorp's PE Ratio falls into.


BKFL
44GF Score
BankFlorida Bancorp Inc BKFL
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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BankFlorida Bancorp Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

BankFlorida Bancorp's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(2.837-0)/3.180
=0.89

BankFlorida Bancorp's Earnings Per Share (Diluted) for the quarter that ended in Jun. 2026 is calculated as

Diluted Earnings Per Share (Q: Jun. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(1.169-0)/3.180
=0.37

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of $1.33 mean?
BankFlorida Bancorp (BKFL) has a Earnings per Share (Diluted) of $1.33 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on BankFlorida Bancorp and its competitors. According to the industry distribution chart, BankFlorida Bancorp ranks #948 out of 1402 companies in the Banks industry, placing it in the top 67.6%.
Is BankFlorida Bancorp's Earnings per Share (Diluted) too high?
BankFlorida Bancorp's current Earnings per Share (Diluted) is $1.33. The Banks industry median Earnings per Share (Diluted) is 7.60. BankFlorida Bancorp's value of $1.33 is 82.5% below this industry median. Based on the distribution chart, BankFlorida Bancorp ranks #948 out of 1402 companies in the Banks industry, which is below the industry midpoint. Overall, BankFlorida Bancorp has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BankFlorida Bancorp's Earnings per Share (Diluted) compare to GVYB and FGFI?
According to the Banks industry distribution chart, BankFlorida Bancorp ranks #948 out of 1402 companies for Earnings per Share (Diluted). This places BankFlorida Bancorp in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.60. BankFlorida Bancorp's value of $1.33 is 82.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BankFlorida Bancorp's current Earnings per Share (Diluted) of $1.33 is 82.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on BankFlorida Bancorp and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankFlorida Bancorp's current Earnings per Share (Diluted) is $1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFlorida Bancorp stock overvalued right now?
Based on GuruFocus' analysis, BankFlorida Bancorp (BKFL) is currently considered Modestly Undervalued. The stock's GF Value™ is $21.96, compared to a current price of $16.80 — trading 23.5% below its estimated fair value. The current Earnings per Share (Diluted) is $1.33 and 82.5% below the Banks industry median of 7.60. BankFlorida Bancorp's overall GF Score™ is 44/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For BankFlorida Bancorp (BKFL), the current Earnings per Share (Diluted) is $1.33 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankFlorida Bancorp (BKFL) Overvalued in 2026?

Based on GuruFocus' analysis, BankFlorida Bancorp stock appears to be undervalued. The current stock price of $16.80 is trading 23.5% below its estimated GF Value™ of $21.96. GuruFocus considers BankFlorida Bancorp to be Modestly Undervalued.

Key valuation signals for BKFL:

  • Earnings per Share (Diluted): $1.33
  • GF Value™: $21.96 vs. price of $16.80 (23.5% below fair value)
  • GF Score™: 44/100 with 1 warning sign
  • Industry Position: 82.5% below the Banks median (#948 of 1402)

No single metric tells the full story. See the BKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BankFlorida Bancorp Business Description

Address 12482 US Highway 301, Dade, FL, USA, 33525
BankFlorida Bancorp Inc is a bank holding company. Through its banking subsidiary, the company is engaged in providing banking and other financial products and services. Its products and service offerings include deposit accounts, mobile banking services, residential loans, personal loans, certificates of deposits, money market accounts, commercial credit services, business savings accounts, etc. In addition, the company also provides wealth solutions.
44GF Score

Get the complete analysis for BKFL

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.80
Price
$21.96
GF Value