SBI Shinsei Bank (FRA:LCJ) Change In Receivables: €-160 Mil (TTM As of Mar. 2026)

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FRA:LCJ SBI Shinsei Bank Ltd FRA:LCJ
31 GF Score
Price €8.40
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What is SBI Shinsei Bank Change In Receivables?

SBI Shinsei Bank FRA:LCJ +2.44% 31 Change In Receivables is €-160 Mil as of Mar. 2026. GuruFocus rates FRA:LCJ with a GF Score™ of 31/100. The stock has 1 warning sign investors should review.

SBI Shinsei Bank's change in receivables for the quarter that ended in Mar. 2026 was €71 Mil. It means SBI Shinsei Bank's Accounts Receivable declined by €71 Mil from Sep. 2025 to Mar. 2026 .

SBI Shinsei Bank's change in receivables for the fiscal year that ended in Mar. 2026 was €-147 Mil. It means SBI Shinsei Bank's Accounts Receivable increased by €147 Mil from Mar. 2025 to Mar. 2026 .

SBI Shinsei Bank's Accounts Receivable for the quarter that ended in Mar. 2026 was €0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. SBI Shinsei Bank's Days Sales Outstanding for the six months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. SBI Shinsei Bank's liquidation value for the six months ended in Mar. 2026 was €-102,050 Mil.

SBI Shinsei Bank  (FRA:LCJ) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

SBI Shinsei Bank's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/1488.475*91
=0.00

2. In Ben Graham's calculation of liquidation value, SBI Shinsei Bank's accounts receivable are only considered to be worth 75% of book value:

SBI Shinsei Bank's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=26097.306-128146.899+0.75 * 0+0.5 * 0
=-102,050

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Shinsei Bank Change In Receivables Related Terms

SBI Shinsei Bank Change In Receivables Historical Data

* Premium members only.

The historical data trend for SBI Shinsei Bank's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Shinsei Bank Change In Receivables Chart

SBI Shinsei Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -763.19 -858.45 -1,091.97 -1,268.49 -147.28

SBI Shinsei Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -565.87 -520.54 -755.97 -231.23 71.48
FRA:LCJ
31GF Score
SBI Shinsei Bank Ltd FRA:LCJ
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Shinsei Bank Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-160 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of €-160 Mil mean?
SBI Shinsei Bank (FRA:LCJ) has a Change In Receivables of €-160 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for SBI Shinsei Bank and its competitors.
Is SBI Shinsei Bank's Change In Receivables too high?
SBI Shinsei Bank's current Change In Receivables is €-160 Mil. Overall, SBI Shinsei Bank has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does SBI Shinsei Bank's Change In Receivables compare to competitors?
SBI Shinsei Bank's Change In Receivables of €-160 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for SBI Shinsei Bank and its competitors. SBI Shinsei Bank's current Change In Receivables is €-160 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Shinsei Bank stock overvalued right now?
SBI Shinsei Bank (FRA:LCJ) has a current Change In Receivables of €-160 Mil. The current Change In Receivables is €-160 Mil. SBI Shinsei Bank's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For SBI Shinsei Bank (FRA:LCJ), the current Change In Receivables is €-160 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SBI Shinsei Bank Business Description

Other Exchanges 8303:Japan
Address Nihonbashi Muromachi Nomura Building, 4-3, Nihonbashi-muromachi 2-chome, Chuo-ku, Tokyo, JPN, 103-8303
SBI Shinsei Bank Ltd is a commercial bank in Japan. It provides a broad range of value-added financial solutions to institutional and individual customers under the banner of "Better Banking. It offers PowerFlex account, free ATM network and internet banking service, and customer-friendly financial centers have redefined the Japanese retail banking experience.
31GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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