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SBI Shinsei BankFRA:LCJ -3.27%29 PS Ratio is 2.15 as of Jul. 18, 2026, which is 24% below its 10-year median of 2.82. GuruFocus rates FRA:LCJ with a GF Score™ of 29/100. The stock has 1 warning sign investors should review. Among 1,517 Banks companies, SBI Shinsei Bank ranks better than 67.24% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, SBI Shinsei Bank's share price is €7.40.
SBI Shinsei Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €3.44. Hence, SBI Shinsei Bank's PS Ratio for today is 2.15.
Good Sign:
SBI Shinsei Bank Ltd stock PS Ratio (=2.31) is close to 1-year low of 2.21.
The historical rank and industry rank for SBI Shinsei Bank's PS Ratio or its related term are showing as below:
FRA:LCJ'
s PS Ratio Range Over the Past 10 Years
Min: 2.21 Med: 2.82 Max: 3.65
Current: 2.27
During the past 13 years, SBI Shinsei Bank's highest PS Ratio was 3.65. The lowest was 2.21. And the median was 2.82.
FRA:LCJ's PS Ratio is ranked better than 67.24% of 1517
companies
in the Banks industry
Industry Median: 3.06
vs FRA:LCJ: 2.27
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
SBI Shinsei Bank PS Ratio Related Terms
SBI Shinsei Bank PS Ratio Historical Data
* Premium members only.
The historical data trend for SBI Shinsei Bank's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SBI Shinsei Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Shinsei Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, SBI Shinsei Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where SBI Shinsei Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
SBI Shinsei Bank's Share Price of today is €7.40.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SBI Shinsei Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €3.44.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
SBI Shinsei Bank (FRA:LCJ) has a PS Ratio of 2.15 as of Jul. 18, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SBI Shinsei Bank and its competitors. This is 24% below median its historical median of 2.82. Over the past decade, SBI Shinsei Bank's PS Ratio has ranged from 2.21 to 3.65. According to the industry distribution chart, SBI Shinsei Bank ranks #497 out of 1517 companies in the Banks industry, placing it in the top 32.8%.
Is SBI Shinsei Bank's PS Ratio too high?
SBI Shinsei Bank's current PS Ratio of 2.15 is 24% below median its 10-year median of 2.82. Over the past 10 years, this metric has ranged from a low of 2.21 to a high of 3.65. The Banks industry median PS Ratio is 3.06. SBI Shinsei Bank's value of 2.15 is 29.7% below this industry median. Based on the distribution chart, SBI Shinsei Bank ranks #497 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, SBI Shinsei Bank has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does SBI Shinsei Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, SBI Shinsei Bank ranks #497 out of 1517 companies for PS Ratio. This puts SBI Shinsei Bank in the upper half of its industry. The industry median PS Ratio is 3.06. SBI Shinsei Bank's value of 2.15 is 29.7% below this benchmark. Historically, SBI Shinsei Bank's own PS Ratio has ranged from 2.21 to 3.65 over the past decade. While the company's 10-year median is 2.82 vs. the industry median of 3.06, SBI Shinsei Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Shinsei Bank's current PS Ratio of 2.15 is 29.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SBI Shinsei Bank and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Shinsei Bank's current PS Ratio is 2.15, which is 24% below median its own 10-year median of 2.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Shinsei Bank stock overvalued right now?
SBI Shinsei Bank (FRA:LCJ) has a current PS Ratio of 2.15. The current PS Ratio is 2.15, which is 24% below median its 10-year median of 2.82 and 29.7% below the Banks industry median of 3.06. SBI Shinsei Bank's overall GF Score™ is 29/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For SBI Shinsei Bank (FRA:LCJ), the current PS Ratio is 2.15 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
SBI Shinsei Bank Ltd is a commercial bank in Japan. It provides a broad range of value-added financial solutions to institutional and individual customers under the banner of "Better Banking. It offers PowerFlex account, free ATM network and internet banking service, and customer-friendly financial centers have redefined the Japanese retail banking experience.
29GF Score
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