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SBI Shinsei BankFRA:LCJ -3.27%29 10-Year RORE % is -16.05 as of Mar. 2026. GuruFocus rates FRA:LCJ with a GF Score™ of 29/100. The stock has 1 warning sign investors should review. Among 1,088 Banks companies, SBI Shinsei Bank ranks worse than 91.73% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
SBI Shinsei Bank's 10-Year RORE % for the quarter that ended in Mar. 2026 was -16.05%.
The industry rank for SBI Shinsei Bank's 10-Year RORE % or its related term are showing as below:
FRA:LCJ's 10-Year RORE % is ranked worse than 91.73% of 1088
companies
in the Banks industry
Industry Median: 10.205
vs FRA:LCJ: -16.05
SBI Shinsei Bank (FRA:LCJ) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
SBI Shinsei Bank 10-Year RORE % Related Terms
SBI Shinsei Bank 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for SBI Shinsei Bank's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Shinsei Bank 10-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, SBI Shinsei Bank's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Shinsei Bank 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, SBI Shinsei Bank's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where SBI Shinsei Bank's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
SBI Shinsei Bank (FRA:LCJ) has a 10-Year RORE % of -16.05 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on SBI Shinsei Bank and its competitors. According to the industry distribution chart, SBI Shinsei Bank ranks #998 out of 1088 companies in the Banks industry, placing it in the top 91.7%.
Is SBI Shinsei Bank's 10-Year RORE % too high?
SBI Shinsei Bank's current 10-Year RORE % is -16.05. Based on the distribution chart, SBI Shinsei Bank ranks #998 out of 1088 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SBI Shinsei Bank has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does SBI Shinsei Bank's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, SBI Shinsei Bank ranks #998 out of 1088 companies for 10-Year RORE %. This places SBI Shinsei Bank in the lower half of its industry. The industry median 10-Year RORE % is 10.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.21, based on 1,088 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on SBI Shinsei Bank and its competitors. For the Banks industry, the median 10-Year RORE % is 10.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Shinsei Bank's current 10-Year RORE % is -16.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Shinsei Bank stock overvalued right now?
SBI Shinsei Bank (FRA:LCJ) has a current 10-Year RORE % of -16.05. The current 10-Year RORE % is -16.05. SBI Shinsei Bank's overall GF Score™ is 29/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For SBI Shinsei Bank (FRA:LCJ), the current 10-Year RORE % is -16.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
SBI Shinsei Bank Ltd is a commercial bank in Japan. It provides a broad range of value-added financial solutions to institutional and individual customers under the banner of "Better Banking. It offers PowerFlex account, free ATM network and internet banking service, and customer-friendly financial centers have redefined the Japanese retail banking experience.
29GF Score
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