SBI Shinsei Bank (FRA:LCJ) OCF Yield %: 148.93 (As of Jul. 18, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:LCJ SBI Shinsei Bank Ltd FRA:LCJ
29 GF Score
Price €7.40
! 1 Warning Sign
View Full Analysis

What is SBI Shinsei Bank OCF Yield %?

SBI Shinsei Bank FRA:LCJ -3.27% 29 OCF Yield % is 148.93 as of Jul. 18, 2026, which is 2% above its 10-year median of 145.47. GuruFocus rates FRA:LCJ with a GF Score™ of 29/100. The stock has 1 warning sign investors should review. Among 1,500 Banks companies, SBI Shinsei Bank ranks better than 96.13% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, SBI Shinsei Bank's Trailing 12-Month Cash Flow from Operations is €10,912 Mil, and Market Cap is €6,781 Mil. Therefore, SBI Shinsei Bank's OCF Yield % for today is 148.93%.

The historical rank and industry rank for SBI Shinsei Bank's OCF Yield % or its related term are showing as below:

FRA:LCJ' s OCF Yield % Range Over the Past 10 Years
Min: 124.57   Med: 145.47   Max: 167.02
Current: 148.93


During the past 13 years, the highest OCF Yield % of SBI Shinsei Bank was 167.02%. The lowest was 124.57%. And the median was 145.47%.

FRA:LCJ's OCF Yield % is ranked better than
96.13% of 1500 companies
in the Banks industry
Industry Median: 9.03 vs FRA:LCJ: 148.93

SBI Shinsei Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


SBI Shinsei Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


SBI Shinsei Bank OCF Yield % Related Terms


SBI Shinsei Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for SBI Shinsei Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Shinsei Bank OCF Yield % Chart

SBI Shinsei Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 131.44

SBI Shinsei Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 51.69

SBI Shinsei Bank OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, SBI Shinsei Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Shinsei Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, SBI Shinsei Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where SBI Shinsei Bank's OCF Yield % falls into.


FRA:LCJ
29GF Score
SBI Shinsei Bank Ltd FRA:LCJ
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SBI Shinsei Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

SBI Shinsei Bank's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=10434.242 / 7938.65
=131.44%

SBI Shinsei Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=2051.751 * 2 / 7938.65
=51.69%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 148.93 mean?
SBI Shinsei Bank (FRA:LCJ) has a OCF Yield % of 148.93 as of Jul. 18, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on SBI Shinsei Bank and its competitors. This is near median its historical median of 145.47. Over the past decade, SBI Shinsei Bank's OCF Yield % has ranged from 124.57 to 167.02. According to the industry distribution chart, SBI Shinsei Bank ranks #58 out of 1500 companies in the Banks industry, placing it in the top 3.9%.
Is SBI Shinsei Bank's OCF Yield % too high?
SBI Shinsei Bank's current OCF Yield % of 148.93 is near median its 10-year median of 145.47. Over the past 10 years, this metric has ranged from a low of 124.57 to a high of 167.02. The Banks industry median OCF Yield % is 9.03. SBI Shinsei Bank's value of 148.93 is 1549.3% above this industry median. Based on the distribution chart, SBI Shinsei Bank ranks #58 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SBI Shinsei Bank has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does SBI Shinsei Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, SBI Shinsei Bank ranks #58 out of 1500 companies for OCF Yield %. This places SBI Shinsei Bank in the top 4% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.03. SBI Shinsei Bank's value of 148.93 is 1549.3% above this benchmark. Historically, SBI Shinsei Bank's own OCF Yield % has ranged from 124.57 to 167.02 over the past decade. While the company's 10-year median is 145.47 vs. the industry median of 9.03, SBI Shinsei Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.03, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Shinsei Bank's current OCF Yield % of 148.93 is 1549.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on SBI Shinsei Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Shinsei Bank's current OCF Yield % is 148.93, which is near median its own 10-year median of 145.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Shinsei Bank stock overvalued right now?
SBI Shinsei Bank (FRA:LCJ) has a current OCF Yield % of 148.93. The current OCF Yield % is 148.93, which is near median its 10-year median of 145.47 and 1549.3% above the Banks industry median of 9.03. SBI Shinsei Bank's overall GF Score™ is 29/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For SBI Shinsei Bank (FRA:LCJ), the current OCF Yield % is 148.93 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SBI Shinsei Bank Business Description

Other Exchanges 8303:Japan
Address Nihonbashi Muromachi Nomura Building, 4-3, Nihonbashi-muromachi 2-chome, Chuo-ku, Tokyo, JPN, 103-8303
SBI Shinsei Bank Ltd is a commercial bank in Japan. It provides a broad range of value-added financial solutions to institutional and individual customers under the banner of "Better Banking. It offers PowerFlex account, free ATM network and internet banking service, and customer-friendly financial centers have redefined the Japanese retail banking experience.
29GF Score

Get the complete analysis for FRA:LCJ

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.40
Price