PCI-PAL (LSE:PCIP) Change In Receivables: £-1.08 Mil (TTM As of Dec. 2025)

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LSE:PCIP PCI-PAL PLC LSE:PCIP
47 GF Score
Price £0.44
GF Value £0.72
Valuation Possible Value Trap
! 2 Warning Signs
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What is PCI-PAL Change In Receivables?

PCI-PAL LSE:PCIP 47 Change In Receivables is £-1.08 Mil as of Dec. 2025. GuruFocus rates LSE:PCIP with a GF Score™ of 47/100 and a GF Value™ of £0.72 (Possible Value Trap). The stock has 2 warning signs investors should review.

PCI-PAL's change in receivables for the quarter that ended in Dec. 2025 was £-0.61 Mil. It means PCI-PAL's Accounts Receivable increased by £0.61 Mil from Jun. 2025 to Dec. 2025 .

PCI-PAL's change in receivables for the fiscal year that ended in Jun. 2025 was £0.09 Mil. It means PCI-PAL's Accounts Receivable declined by £0.09 Mil from Jun. 2024 to Jun. 2025 .

PCI-PAL's Accounts Receivable for the quarter that ended in Dec. 2025 was £6.35 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. PCI-PAL's Days Sales Outstanding for the six months ended in Dec. 2025 was 102.52.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. PCI-PAL's liquidation value for the six months ended in Dec. 2025 was £-10.13 Mil.

PCI-PAL  (LSE:PCIP) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

PCI-PAL's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=6.352/11.308*91
=102.52

2. In Ben Graham's calculation of liquidation value, PCI-PAL's accounts receivable are only considered to be worth 75% of book value:

PCI-PAL's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=2.614-17.504+0.75 * 6.352+0.5 * 0
=-10.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCI-PAL Change In Receivables Related Terms

PCI-PAL Change In Receivables Historical Data

* Premium members only.

The historical data trend for PCI-PAL's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCI-PAL Change In Receivables Chart

PCI-PAL Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.02 -1.44 -1.78 -0.03 0.09

PCI-PAL Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 -0.54 0.56 -0.47 -0.61
LSE:PCIP
47GF Score
PCI-PAL PLC LSE:PCIP
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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PCI-PAL Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £-1.08 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of £-1.08 Mil mean?
PCI-PAL (LSE:PCIP) has a Change In Receivables of £-1.08 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for PCI-PAL and its competitors.
Is PCI-PAL's Change In Receivables too high?
PCI-PAL's current Change In Receivables is £-1.08 Mil. Overall, PCI-PAL has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PCI-PAL's Change In Receivables compare to MSFT and ORCL?
PCI-PAL's Change In Receivables of £-1.08 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Software company?
A good Change In Receivables depends on the Software industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for PCI-PAL and its competitors. PCI-PAL's current Change In Receivables is £-1.08 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCI-PAL stock overvalued right now?
Based on GuruFocus' analysis, PCI-PAL (LSE:PCIP) is currently considered Possible Value Trap. The stock's GF Value™ is £0.72, compared to a current price of £0.44 — trading 39.6% below its estimated fair value. The current Change In Receivables is £-1.08 Mil. PCI-PAL's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For PCI-PAL (LSE:PCIP), the current Change In Receivables is £-1.08 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCI-PAL (LSE:PCIP) Overvalued in 2026?

Based on GuruFocus' analysis, PCI-PAL stock appears to be undervalued. The current stock price of £0.44 is trading 39.6% below its estimated GF Value™ of £0.72. GuruFocus considers PCI-PAL to be Possible Value Trap.

Key valuation signals for LSE:PCIP:

  • Change In Receivables: £-1.08 Mil
  • GF Value™: £0.72 vs. price of £0.44 (39.6% below fair value)
  • GF Score™: 47/100 with 2 warning signs

No single metric tells the full story. See the LSE:PCIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PCI-PAL Business Description

Address 7 Gamma Terrace, Ransomes Europark, Ipswich, Suffolk, GBR, IP3 9FF
PCI-PAL PLC is a holding company engaged in the peripheral component interconnect (PCI) and telephony services business. It operates as a specialist provider of secure payments solutions, including a cloud-based, Payment Card Industry Data Security Standard compliant suite. Its business activities include accepting contracts across a range of market sectors including retail, services, leisure, public, and charity sector. It operates the business across the United Kingdom serving the other markets. It operates one business sector: the service of providing data secure payment card authorizations for call centre operations and this is delivered on a regional basis. The company operates in EMEA, North America and ANZ region, out of which it generates maximum revenue from EMEA.
47GF Score

Get the complete analysis for LSE:PCIP

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.44
Price
£0.72
GF Value