PCI-PAL (LSE:PCIP) Receivables Turnover: 2.22 (As of Dec. 2025)


LSE:PCIP PCI-PAL PLC LSE:PCIP
47 GF Score
Price £0.43
GF Value £0.71
Valuation Possible Value Trap
! 2 Warning Signs
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What is PCI-PAL Receivables Turnover?

PCI-PAL LSE:PCIP -4.44% 47 Receivables Turnover is 2.22 as of Dec. 2025. GuruFocus rates LSE:PCIP with a GF Score™ of 47/100 and a GF Value™ of £0.71 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 2,771 Software companies, PCI-PAL ranks worse than 64.2% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. PCI-PAL's Revenue for the six months ended in Dec. 2025 was £11.31 Mil. PCI-PAL's average Accounts Receivable for the six months ended in Dec. 2025 was £5.10 Mil. Hence, PCI-PAL's Receivables Turnover for the six months ended in Dec. 2025 was 2.22.


PCI-PAL  (LSE:PCIP) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


PCI-PAL Receivables Turnover Related Terms


PCI-PAL Receivables Turnover Historical Data

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The historical data trend for PCI-PAL's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCI-PAL Receivables Turnover Chart

PCI-PAL Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.32 3.76 3.88 5.09 6.08

PCI-PAL Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.94 2.19 2.43 2.65 2.22

LSE:PCIP vs MSFT, ORCL, PLTR: Receivables Turnover Comparison

For the Software - Infrastructure subindustry, PCI-PAL's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PCI-PAL Receivables Turnover vs Software Industry

For the Software industry and Technology sector, PCI-PAL's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where PCI-PAL's Receivables Turnover falls into.


LSE:PCIP
47GF Score
PCI-PAL PLC LSE:PCIP
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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PCI-PAL Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

PCI-PAL's Receivables Turnover for the fiscal year that ended in Jun. 2025 is calculated as

Receivables Turnover (A: Jun. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Jun. 2025 ) / ((Accounts Receivable (A: Jun. 2024 ) + Accounts Receivable (A: Jun. 2025 )) / count )
=22.477 / ((3.551 + 3.84) / 2 )
=22.477 / 3.6955
=6.08

PCI-PAL's Receivables Turnover for the quarter that ended in Dec. 2025 is calculated as

Receivables Turnover (Q: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Dec. 2025 ) / ((Accounts Receivable (Q: Jun. 2025 ) + Accounts Receivable (Q: Dec. 2025 )) / count )
=11.308 / ((3.84 + 6.352) / 2 )
=11.308 / 5.096
=2.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 2.22 mean?
PCI-PAL (LSE:PCIP) has a Receivables Turnover of 2.22 as of Dec. 2025. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on PCI-PAL and its competitors. According to the industry distribution chart, PCI-PAL ranks #1779 out of 2771 companies in the Software industry, placing it in the top 64.2%.
Is PCI-PAL's Receivables Turnover too high?
PCI-PAL's current Receivables Turnover is 2.22. The Software industry median Receivables Turnover is 5.67. PCI-PAL's value of 2.22 is 60.8% below this industry median. Based on the distribution chart, PCI-PAL ranks #1779 out of 2771 companies in the Software industry, which is below the industry midpoint. Overall, PCI-PAL has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PCI-PAL's Receivables Turnover compare to MSFT and ORCL?
According to the Software industry distribution chart, PCI-PAL ranks #1779 out of 2771 companies for Receivables Turnover. This places PCI-PAL in the lower half of its industry. The industry median Receivables Turnover is 5.67. PCI-PAL's value of 2.22 is 60.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.67, based on 2,771 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PCI-PAL's current Receivables Turnover of 2.22 is 60.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on PCI-PAL and its competitors. For the Software industry, the median Receivables Turnover is 5.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PCI-PAL's current Receivables Turnover is 2.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCI-PAL stock overvalued right now?
Based on GuruFocus' analysis, PCI-PAL (LSE:PCIP) is currently considered Possible Value Trap. The stock's GF Value™ is £0.71, compared to a current price of £0.43 — trading 39.4% below its estimated fair value. The current Receivables Turnover is 2.22 and 60.8% below the Software industry median of 5.67. PCI-PAL's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For PCI-PAL (LSE:PCIP), the current Receivables Turnover is 2.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCI-PAL (LSE:PCIP) Overvalued in 2026?

Based on GuruFocus' analysis, PCI-PAL stock appears to be undervalued. The current stock price of £0.43 is trading 39.4% below its estimated GF Value™ of £0.71. GuruFocus considers PCI-PAL to be Possible Value Trap.

Key valuation signals for LSE:PCIP:

  • Receivables Turnover: 2.22
  • GF Value™: £0.71 vs. price of £0.43 (39.4% below fair value)
  • GF Score™: 47/100 with 2 warning signs
  • Industry Position: 60.8% below the Software median (#1779 of 2771)

No single metric tells the full story. See the LSE:PCIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PCI-PAL Business Description

Address 7 Gamma Terrace, Ransomes Europark, Ipswich, Suffolk, GBR, IP3 9FF
PCI-PAL PLC is a holding company engaged in the peripheral component interconnect (PCI) and telephony services business. It operates as a specialist provider of secure payments solutions, including a cloud-based, Payment Card Industry Data Security Standard compliant suite. Its business activities include accepting contracts across a range of market sectors including retail, services, leisure, public, and charity sector. It operates the business across the United Kingdom serving the other markets. It operates one business sector: the service of providing data secure payment card authorizations for call centre operations and this is delivered on a regional basis. The company operates in EMEA, North America and ANZ region, out of which it generates maximum revenue from EMEA.
47GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.43
Price
£0.71
GF Value