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PCI-PALLSE:PCIP 50 Intrinsic Value: Projected FCF is £-0.42 as of Aug. 22, 2026. GuruFocus rates LSE:PCIP with a GF Score™ of 50/100 and a GF Value™ of £0.74 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,462 Software companies, PCI-PAL ranks worse than 68399.38% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-08-22), PCI-PAL's Intrinsic Value: Projected FCF is £-0.42. The stock price of PCI-PAL is £0.625. Therefore, PCI-PAL's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.
The historical rank and industry rank for PCI-PAL's Intrinsic Value: Projected FCF or its related term are showing as below:
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of PCI-PAL was 41.50. The lowest was 3.13. And the median was 22.32.
LSE:PCIP's Price-to-Projected-FCF is not ranked *
in the Software industry.
Industry Median: 1.45 * Ranked among companies with meaningful Price-to-Projected-FCF only.
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
PCI-PAL's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
0.625
/
-0.42428161140742
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PCI-PAL Intrinsic Value: Projected FCF Related Terms
PCI-PAL Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for PCI-PAL's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:PCIP vs MSFT, ORCL, PLTR: Intrinsic Value: Projected FCF Comparison
For the Software - Infrastructure subindustry, PCI-PAL's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PCI-PAL Price-to-Projected-FCF vs Software Industry
For the Software industry and Technology sector, PCI-PAL's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where PCI-PAL's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of £-0.42 mean?
PCI-PAL (LSE:PCIP) has a Intrinsic Value: Projected FCF of £-0.42 as of Aug. 22, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on PCI-PAL and its competitors. Over the past decade, PCI-PAL's Intrinsic Value: Projected FCF has ranged from 3.13 to 41.50. According to the industry distribution chart, PCI-PAL ranks #999999 out of 1462 companies in the Software industry.
Is PCI-PAL's Intrinsic Value: Projected FCF too high?
PCI-PAL's current Intrinsic Value: Projected FCF is £-0.42. Over the past 10 years, this metric has ranged from a low of 3.13 to a high of 41.50. Based on the distribution chart, PCI-PAL ranks #999999 out of 1462 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, PCI-PAL has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PCI-PAL's Intrinsic Value: Projected FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, PCI-PAL ranks #999999 out of 1462 companies for Intrinsic Value: Projected FCF. This places PCI-PAL in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 1.45. Historically, PCI-PAL's own Intrinsic Value: Projected FCF has ranged from 3.13 to 41.50 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Software company?
The median Intrinsic Value: Projected FCF among Software companies is 1.45, based on 1,462 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on PCI-PAL and its competitors. For the Software industry, the median Intrinsic Value: Projected FCF is 1.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PCI-PAL's current Intrinsic Value: Projected FCF is £-0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCI-PAL stock overvalued right now?
Based on GuruFocus' analysis, PCI-PAL (LSE:PCIP) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.74, compared to a current price of £0.63 — trading 15.5% below its estimated fair value. The current Intrinsic Value: Projected FCF is £-0.42. PCI-PAL's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For PCI-PAL (LSE:PCIP), the current Intrinsic Value: Projected FCF is £-0.42 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PCI-PAL (LSE:PCIP) Overvalued in 2026?
Based on GuruFocus' analysis, PCI-PAL stock appears to be undervalued.
The current stock price of £0.63 is trading 15.5% below its estimated GF Value™ of £0.74.
GuruFocus considers PCI-PAL to be Modestly Undervalued.
Key valuation signals for LSE:PCIP:
Intrinsic Value: Projected FCF: £-0.42
GF Value™: £0.74 vs. price of £0.63 (15.5% below fair value)
No single metric tells the full story. See the LSE:PCIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PCI-PAL PLC is a holding company engaged in the peripheral component interconnect (PCI) and telephony services business. It operates as a specialist provider of secure payments solutions, including a cloud-based, Payment Card Industry Data Security Standard compliant suite. Its business activities include accepting contracts across a range of market sectors including retail, services, leisure, public, and charity sector. It operates the business across the United Kingdom serving the other markets. It operates one business sector: the service of providing data secure payment card authorizations for call centre operations and this is delivered on a regional basis. The company operates in EMEA, North America and ANZ region, out of which it generates maximum revenue from EMEA.
50GF Score
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Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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