PCI-PAL (LSE:PCIP) Net Change in Cash: £-1.45 Mil (TTM As of Dec. 2025)

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LSE:PCIP PCI-PAL PLC LSE:PCIP
44 GF Score
Price £0.73
GF Value £0.74
Valuation Fairly Valued
! 5 Warning Signs
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What is PCI-PAL Net Change in Cash?

PCI-PAL LSE:PCIP +2.11% 44 Net Change in Cash is £-1.45 Mil as of Dec. 2025. GuruFocus rates LSE:PCIP with a GF Score™ of 44/100 and a GF Value™ of £0.74 (Fairly Valued). The stock has 5 warning signs investors should review.

Net Change in Cash is calculated as the total of Cash Flow from Operations , Cash Flow from Investing, Cash Flow from Financing, and Effect of Exchange Rate Changes.

PCI-PAL's Net Change in Cash for the six months ended in Dec. 2025 was £-1.31 Mil. Its Net Change in Cash for the trailing twelve months (TTM) ended in Dec. 2025 was £-1.45 Mil.

PCI-PAL Net Change in Cash Historical Data

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The historical data trend for PCI-PAL's Net Change in Cash can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCI-PAL Net Change in Cash Chart

PCI-PAL Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Change in Cash
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.22 -2.63 -3.72 3.16 -0.41

PCI-PAL Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Change in Cash Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.37 3.54 -0.33 -0.08 -1.31
LSE:PCIP
44GF Score
PCI-PAL PLC LSE:PCIP
Net Change in Cash is just one metric. See GF Score™, valuation, warning signs, and more.
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PCI-PAL Net Change in Cash Calculation

PCI-PAL's Net Change in Cash for the fiscal year that ended in Jun. 2025 is calculated as

Net Change in Cash= Cash Flow from Operations+Cash Flow from Investing+Cash Flow from Financing+Effect of Exchange Rate Changes
=1.263+-1.818+0.089+0.057
=-0.41

PCI-PAL's Net Change in Cash for the quarter that ended in Dec. 2025

Net Change in Cash=Cash Flow from Operations+Cash Flow from Investing+Cash Flow from Financing+Effect of Exchange Rate Changes
=-0.449+-0.988+-0.029+0.157
=-1.31

Net Change in Cash for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £-1.45 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Change in Cash →
What does a Net Change in Cash of £-1.45 Mil mean?
PCI-PAL (LSE:PCIP) has a Net Change in Cash of £-1.45 Mil as of Dec. 2025. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for PCI-PAL and its competitors.
Is PCI-PAL's Net Change in Cash too high?
PCI-PAL's current Net Change in Cash is £-1.45 Mil. Overall, PCI-PAL has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PCI-PAL's Net Change in Cash compare to MSFT and PLTR?
PCI-PAL's Net Change in Cash of £-1.45 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Change in Cash for a Software company?
A good Net Change in Cash depends on the Software industry context. However, Net Change in Cash should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Change in Cash mean?
A high Net Change in Cash can signal that a stock is expensive relative to its fundamentals. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for PCI-PAL and its competitors. PCI-PAL's current Net Change in Cash is £-1.45 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCI-PAL stock overvalued right now?
Based on GuruFocus' analysis, PCI-PAL (LSE:PCIP) is currently considered Fairly Valued. The stock's GF Value™ is £0.74, compared to a current price of £0.73 — trading 2% below its estimated fair value. The current Net Change in Cash is £-1.45 Mil. PCI-PAL's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Change in Cash calculated?
Net Change in Cash is calculated from a company's financial statements. For PCI-PAL (LSE:PCIP), the current Net Change in Cash is £-1.45 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCI-PAL (LSE:PCIP) Overvalued in 2026?

Based on GuruFocus' analysis, PCI-PAL stock appears to be undervalued. The current stock price of £0.73 is trading 2% below its estimated GF Value™ of £0.74. GuruFocus considers PCI-PAL to be Fairly Valued.

Key valuation signals for LSE:PCIP:

  • Net Change in Cash: £-1.45 Mil
  • GF Value™: £0.74 vs. price of £0.73 (2% below fair value)
  • GF Score™: 44/100 with 5 warning signs

No single metric tells the full story. See the LSE:PCIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PCI-PAL Business Description

Other Exchanges FVA:Germany
Address 7 Gamma Terrace, Ransomes Europark, Ipswich, Suffolk, GBR, IP3 9FF
PCI-PAL PLC is a holding company engaged in the peripheral component interconnect (PCI) and telephony services business. It operates as a specialist provider of secure payments solutions, including a cloud-based, Payment Card Industry Data Security Standard compliant suite. Its business activities include accepting contracts across a range of market sectors including retail, services, leisure, public, and charity sector. It operates the business across the United Kingdom serving the other markets. It operates one business sector: the service of providing data secure payment card authorizations for call centre operations and this is delivered on a regional basis. The company operates in EMEA, North America and ANZ region, out of which it generates maximum revenue from EMEA.
44GF Score

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Net Change in Cash is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.73
Price
£0.74
GF Value