MBKL (MBT Bancshares) Change In Receivables: $0.08 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MBKL MBT Bancshares Inc MBKL
62 GF Score
Price $27.71
GF Value $24.56
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is MBT Bancshares Change In Receivables?

MBT Bancshares MBKL 62 Change In Receivables is $0.08 Mil as of Dec. 2025. GuruFocus rates MBKL with a GF Score™ of 62/100 and a GF Value™ of $24.56 (Modestly Overvalued). The stock has 4 warning signs investors should review.

MBT Bancshares's change in receivables for the quarter that ended in Dec. 2025 was $0.08 Mil. It means MBT Bancshares's Accounts Receivable declined by $0.08 Mil from Dec. 2024 to Dec. 2025 .

MBT Bancshares's change in receivables for the fiscal year that ended in Dec. 2025 was $0.08 Mil. It means MBT Bancshares's Accounts Receivable declined by $0.08 Mil from Dec. 2024 to Dec. 2025 .

MBT Bancshares's Accounts Receivable for the quarter that ended in Dec. 2025 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. MBT Bancshares's Days Sales Outstanding for the six months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. MBT Bancshares's liquidation value for the six months ended in Dec. 2025 was $-576.84 Mil.

MBT Bancshares  (OTCPK:MBKL) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

MBT Bancshares's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/26.856*91
=0.00

2. In Ben Graham's calculation of liquidation value, MBT Bancshares's accounts receivable are only considered to be worth 75% of book value:

MBT Bancshares's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=22.119-598.963+0.75 * 0+0.5 * 0
=-576.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBT Bancshares Change In Receivables Related Terms

MBT Bancshares Change In Receivables Historical Data

* Premium members only.

The historical data trend for MBT Bancshares's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBT Bancshares Change In Receivables Chart

MBT Bancshares Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 -0.37 0.00 -0.15 0.08

MBT Bancshares Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 -0.37 0.00 -0.15 0.08
MBKL
62GF Score
MBT Bancshares Inc MBKL
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MBT Bancshares Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 was $0.08 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.08 Mil mean?
MBT Bancshares (MBKL) has a Change In Receivables of $0.08 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for MBT Bancshares and its competitors.
Is MBT Bancshares' Change In Receivables too high?
MBT Bancshares' current Change In Receivables is $0.08 Mil. Overall, MBT Bancshares has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MBT Bancshares' Change In Receivables compare to NIDB and BSPA?
MBT Bancshares' Change In Receivables of $0.08 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for MBT Bancshares and its competitors. MBT Bancshares's current Change In Receivables is $0.08 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBT Bancshares stock overvalued right now?
Based on GuruFocus' analysis, MBT Bancshares (MBKL) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.56, compared to a current price of $27.71 — trading 12.8% above its estimated fair value. The current Change In Receivables is $0.08 Mil. MBT Bancshares' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For MBT Bancshares (MBKL), the current Change In Receivables is $0.08 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBT Bancshares (MBKL) Overvalued in 2026?

Based on GuruFocus' analysis, MBT Bancshares stock appears to be overvalued. The current stock price of $27.71 is trading 12.8% above its estimated GF Value™ of $24.56. GuruFocus considers MBT Bancshares to be Modestly Overvalued.

Key valuation signals for MBKL:

  • Change In Receivables: $0.08 Mil
  • GF Value™: $24.56 vs. price of $27.71 (12.8% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the MBKL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MBT Bancshares Business Description

Address 3344 Metairie Road, Metairie, LA, USA, 70001
MBT Bancshares Inc is a United States-based company providing commercial banking services. It offers personal banking and business banking services. The services portfolio includes online banking service, checking accounts service, savings account facility, card services, and other services.
62GF Score

Get the complete analysis for MBKL

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.71
Price
$24.56
GF Value