MBT BancsharesMBKL +0.37%62 OCF Yield % is 15.51 as of Jun. 27, 2026, which is 51% above its 10-year median of 10.24. GuruFocus rates MBKL with a GF Score™ of 62/100 and a GF Value™ of $24.39 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, MBT Bancshares ranks better than 70.04% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
MBT Bancshares OCF Yield % Related Terms
MBT Bancshares OCF Yield % Historical Data
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The historical data trend for MBT Bancshares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBT Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBT Bancshares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, MBT Bancshares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where MBT Bancshares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBT Bancshares (MBKL) has a OCF Yield % of 15.51 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on MBT Bancshares and its competitors. This is 51% above median its historical median of 10.24. Over the past decade, MBT Bancshares' OCF Yield % has ranged from 0.72 to 33.69. According to the industry distribution chart, MBT Bancshares ranks #450 out of 1502 companies in the Banks industry, placing it in the top 30%.
Is MBT Bancshares' OCF Yield % too high?
MBT Bancshares' current OCF Yield % of 15.51 is 51% above median its 10-year median of 10.24. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 33.69. The Banks industry median OCF Yield % is 9.24. MBT Bancshares' value of 15.51 is 67.9% above this industry median. Based on the distribution chart, MBT Bancshares ranks #450 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, MBT Bancshares has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MBT Bancshares' OCF Yield % compare to FFWC and LSFG?
According to the Banks industry distribution chart, MBT Bancshares ranks #450 out of 1502 companies for OCF Yield %. This puts MBT Bancshares in the upper half of its industry. The industry median OCF Yield % is 9.24. MBT Bancshares' value of 15.51 is 67.9% above this benchmark. Historically, MBT Bancshares' own OCF Yield % has ranged from 0.72 to 33.69 over the past decade. While the company's 10-year median is 10.24 vs. the industry median of 9.24, MBT Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBT Bancshares's current OCF Yield % of 15.51 is 67.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on MBT Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBT Bancshares's current OCF Yield % is 15.51, which is 51% above median its own 10-year median of 10.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBT Bancshares stock overvalued right now?
Based on GuruFocus' analysis, MBT Bancshares (MBKL) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.39, compared to a current price of $27.10 — trading 11.1% above its estimated fair value. The current OCF Yield % is 15.51, which is 51% above median its 10-year median of 10.24 and 67.9% above the Banks industry median of 9.24. MBT Bancshares' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For MBT Bancshares (MBKL), the current OCF Yield % is 15.51 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBT Bancshares (MBKL) Overvalued in 2026?
Based on GuruFocus' analysis, MBT Bancshares stock appears to be overvalued.
The current stock price of $27.10 is trading 11.1% above its estimated GF Value™ of $24.39.
GuruFocus considers MBT Bancshares to be Modestly Overvalued.
Key valuation signals for MBKL:
OCF Yield %: 15.51 (51% above median its 10-year median of 10.24)
GF Value™: $24.39 vs. price of $27.10 (11.1% above fair value)
Industry Position: 67.9% above the Banks median (#450 of 1502)
No single metric tells the full story. See the MBKL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBT Bancshares Inc is a United States-based company providing commercial banking services. It offers personal banking and business banking services. The services portfolio includes online banking service, checking accounts service, savings account facility, card services, and other services.
62GF Score
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