BTV Vier Lander Bank AG (STU:ZTY) Change In Receivables: €0.0 Mil (TTM As of Mar. 2026)

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STU:ZTY BTV Vier Lander Bank AG STU:ZTY
65 GF Score
Price €100.00
GF Value €55.30
Valuation Significantly Overvalued
! 6 Warning Signs
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What is BTV Vier Lander Bank AG Change In Receivables?

BTV Vier Lander Bank AG STU:ZTY +8.70% 65 Change In Receivables is €0.0 Mil as of Mar. 2026. GuruFocus rates STU:ZTY with a GF Score™ of 65/100 and a GF Value™ of €55.30 (Significantly Overvalued). The stock has 6 warning signs investors should review.

BTV Vier Lander Bank AG's change in receivables for the quarter that ended in Mar. 2026 was €0.0 Mil. It means BTV Vier Lander Bank AG's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

BTV Vier Lander Bank AG's change in receivables for the fiscal year that ended in Dec. 2025 was €0.0 Mil. It means BTV Vier Lander Bank AG's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

BTV Vier Lander Bank AG's Accounts Receivable for the quarter that ended in Mar. 2026 was €0.0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. BTV Vier Lander Bank AG's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. BTV Vier Lander Bank AG's liquidation value for the three months ended in Mar. 2026 was €-10,375.9 Mil.


BTV Vier Lander Bank AG  (STU:ZTY) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

BTV Vier Lander Bank AG's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/133.947*91
=0.00

2. In Ben Graham's calculation of liquidation value, BTV Vier Lander Bank AG's accounts receivable are only considered to be worth 75% of book value:

BTV Vier Lander Bank AG's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=3350.635-13726.534+0.75 * 0+0.5 * 0
=-10,375.9

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BTV Vier Lander Bank AG Change In Receivables Related Terms


BTV Vier Lander Bank AG Change In Receivables Historical Data

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The historical data trend for BTV Vier Lander Bank AG's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BTV Vier Lander Bank AG Change In Receivables Chart

BTV Vier Lander Bank AG Annual Data
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BTV Vier Lander Bank AG Quarterly Data
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STU:ZTY
65GF Score
BTV Vier Lander Bank AG STU:ZTY
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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BTV Vier Lander Bank AG Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of €0.0 Mil mean?
BTV Vier Lander Bank AG (STU:ZTY) has a Change In Receivables of €0.0 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for BTV Vier Lander Bank AG and its competitors.
Is BTV Vier Lander Bank AG's Change In Receivables too high?
BTV Vier Lander Bank AG's current Change In Receivables is €0.0 Mil. Overall, BTV Vier Lander Bank AG has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTV Vier Lander Bank AG's Change In Receivables compare to PNC and USB?
BTV Vier Lander Bank AG's Change In Receivables of €0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for BTV Vier Lander Bank AG and its competitors. BTV Vier Lander Bank AG's current Change In Receivables is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTV Vier Lander Bank AG stock overvalued right now?
Based on GuruFocus' analysis, BTV Vier Lander Bank AG (STU:ZTY) is currently considered Significantly Overvalued. The stock's GF Value™ is €55.30, compared to a current price of €100.00 — trading 80.8% above its estimated fair value. The current Change In Receivables is €0.0 Mil. BTV Vier Lander Bank AG's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For BTV Vier Lander Bank AG (STU:ZTY), the current Change In Receivables is €0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BTV Vier Lander Bank AG (STU:ZTY) Overvalued in 2026?

Based on GuruFocus' analysis, BTV Vier Lander Bank AG stock appears to be overvalued. The current stock price of €100.00 is trading 80.8% above its estimated GF Value™ of €55.30. GuruFocus considers BTV Vier Lander Bank AG to be Significantly Overvalued.

Key valuation signals for STU:ZTY:

  • Change In Receivables: €0.0 Mil
  • GF Value™: €55.30 vs. price of €100.00 (80.8% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the STU:ZTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BTV Vier Lander Bank AG Business Description

Other Exchanges BTS:Austria
Address Stadtforum 1, Innsbruck, AUT, 6020
BTV Vier Lander Bank AG provides banking and financial products and services. It operates in Austria, Switzerland and Germany. It has corporate clients, retail clients, institutional clients and banks, leasing, and cable cars segments. The firm derives the majority of the revenues from the corporate client's segment.
65GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€100.00
Price
€55.30
GF Value