BTV Vier Lander Bank AG (STU:ZTY) LT-Debt-to-Total-Asset: 0.00 (As of Mar. 2026)

What is BTV Vier Lander Bank AG LT-Debt-to-Total-Asset?

BTV Vier Lander Bank AG STU:ZTY 65 LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus rates STU:ZTY with a GF Score™ of 65/100 and a GF Value™ of €62.61 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. BTV Vier Lander Bank AG's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.00.

BTV Vier Lander Bank AG's long-term debt to total assets ratio declined from Dec. 2024 (0.08) to Mar. 2026 (0.00). It may suggest that BTV Vier Lander Bank AG is progressively becoming less dependent on debt to grow their business.

BTV Vier Lander Bank AG (STU:ZTY) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

BTV Vier Lander Bank AG LT-Debt-to-Total-Asset Related Terms

BTV Vier Lander Bank AG LT-Debt-to-Total-Asset Historical Data

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The historical data trend for BTV Vier Lander Bank AG's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BTV Vier Lander Bank AG LT-Debt-to-Total-Asset Chart

BTV Vier Lander Bank AG Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

LT-Debt-to-Total-Asset

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0.08

0.07

0.08

BTV Vier Lander Bank AG Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.08	0.00	0.00	0.00	0.00

65GF Score

BTV Vier Lander Bank AG STU:ZTY

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BTV Vier Lander Bank AG LT-Debt-to-Total-Asset Calculation

BTV Vier Lander Bank AG's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )	/	Total Assets (A: Dec. 2024 )
	=	1180.079	/	15391.383
	=	0.08

BTV Vier Lander Bank AG's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	49.934	/	16430.894
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

BTV Vier Lander Bank AG (STU:ZTY) has a LT-Debt-to-Total-Asset of 0.00 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BTV Vier Lander Bank AG and its competitors.

Is BTV Vier Lander Bank AG's LT-Debt-to-Total-Asset too high?

BTV Vier Lander Bank AG's current LT-Debt-to-Total-Asset is 0.00. Overall, BTV Vier Lander Bank AG has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does BTV Vier Lander Bank AG's LT-Debt-to-Total-Asset compare to PNC and USB?

BTV Vier Lander Bank AG's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BTV Vier Lander Bank AG and its competitors. BTV Vier Lander Bank AG's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is BTV Vier Lander Bank AG stock overvalued right now?

Based on GuruFocus' analysis, BTV Vier Lander Bank AG (STU:ZTY) is currently considered Significantly Overvalued. The stock's GF Value™ is €62.61, compared to a current price of €84.00 — trading 34.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. BTV Vier Lander Bank AG's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For BTV Vier Lander Bank AG (STU:ZTY), the current LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BTV Vier Lander Bank AG (STU:ZTY) Overvalued in 2026?

Based on GuruFocus' analysis, BTV Vier Lander Bank AG stock appears to be overvalued. The current stock price of €84.00 is trading 34.2% above its estimated GF Value™ of €62.61. GuruFocus considers BTV Vier Lander Bank AG to be Significantly Overvalued.

Key valuation signals for STU:ZTY:

LT-Debt-to-Total-Asset: 0.00
GF Value™: €62.61 vs. price of €84.00 (34.2% above fair value)
GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the STU:ZTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BTV Vier Lander Bank AG Business Description

Industry Financial Services Banks

Comparable Companies WBO:OBS WBO:BKS WBO:ADKO WBO:WPB WBO:BG SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39

Other Exchanges BTS:Austria

Address Stadtforum 1, Innsbruck, AUT, 6020

Website http://www.btv.at

BTV Vier Lander Bank AG provides banking and financial products and services. It operates in Austria, Switzerland and Germany. It has corporate clients, retail clients, institutional clients and banks, leasing, and cable cars segments. The firm derives the majority of the revenues from the corporate client's segment.

65GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€84.00

Price

€62.61

GF Value

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