BTV Vier Lander Bank AG (STU:ZTY) Total Noninterest Expense: €301.2 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:ZTY BTV Vier Lander Bank AG STU:ZTY
63 GF Score
Price €88.00
GF Value €55.21
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is BTV Vier Lander Bank AG Total Noninterest Expense?

BTV Vier Lander Bank AG STU:ZTY 63 Total Noninterest Expense is €301.2 Mil as of Mar. 2026. GuruFocus rates STU:ZTY with a GF Score™ of 63/100 and a GF Value™ of €55.21 (Significantly Overvalued). The stock has 6 warning signs investors should review.

BTV Vier Lander Bank AG's Total Noninterest Expense for the three months ended in Mar. 2026 was €58.5 Mil. BTV Vier Lander Bank AG's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was €301.2 Mil.


BTV Vier Lander Bank AG Total Noninterest Expense Related Terms


BTV Vier Lander Bank AG Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for BTV Vier Lander Bank AG's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BTV Vier Lander Bank AG Total Noninterest Expense Chart

BTV Vier Lander Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 170.73 270.76 208.84 243.23 301.62

BTV Vier Lander Bank AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.87 97.56 68.73 76.46 58.48
STU:ZTY
63GF Score
BTV Vier Lander Bank AG STU:ZTY
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BTV Vier Lander Bank AG Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €301.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of €301.2 Mil mean?
BTV Vier Lander Bank AG (STU:ZTY) has a Total Noninterest Expense of €301.2 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on BTV Vier Lander Bank AG and its competitors.
Is BTV Vier Lander Bank AG's Total Noninterest Expense too high?
BTV Vier Lander Bank AG's current Total Noninterest Expense is €301.2 Mil. Overall, BTV Vier Lander Bank AG has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTV Vier Lander Bank AG's Total Noninterest Expense compare to PNC and USB?
BTV Vier Lander Bank AG's Total Noninterest Expense of €301.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on BTV Vier Lander Bank AG and its competitors. BTV Vier Lander Bank AG's current Total Noninterest Expense is €301.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTV Vier Lander Bank AG stock overvalued right now?
Based on GuruFocus' analysis, BTV Vier Lander Bank AG (STU:ZTY) is currently considered Significantly Overvalued. The stock's GF Value™ is €55.21, compared to a current price of €88.00 — trading 59.4% above its estimated fair value. The current Total Noninterest Expense is €301.2 Mil. BTV Vier Lander Bank AG's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For BTV Vier Lander Bank AG (STU:ZTY), the current Total Noninterest Expense is €301.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BTV Vier Lander Bank AG (STU:ZTY) Overvalued in 2026?

Based on GuruFocus' analysis, BTV Vier Lander Bank AG stock appears to be overvalued. The current stock price of €88.00 is trading 59.4% above its estimated GF Value™ of €55.21. GuruFocus considers BTV Vier Lander Bank AG to be Significantly Overvalued.

Key valuation signals for STU:ZTY:

  • Total Noninterest Expense: €301.2 Mil
  • GF Value™: €55.21 vs. price of €88.00 (59.4% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the STU:ZTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BTV Vier Lander Bank AG Business Description

Other Exchanges BTS:Austria
Address Stadtforum 1, Innsbruck, AUT, 6020
BTV Vier Lander Bank AG provides banking and financial products and services. It operates in Austria, Switzerland and Germany. It has corporate clients, retail clients, institutional clients and banks, leasing, and cable cars segments. The firm derives the majority of the revenues from the corporate client's segment.
63GF Score

Get the complete analysis for STU:ZTY

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€88.00
Price
€55.21
GF Value