UNH (UnitedHealth Group) Change In Receivables: $2,398 Mil (TTM As of Jun. 2026)

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UNH UnitedHealth Group Inc UNH
84 GF Score
Price $404.32
GF Value $603.87
Valuation Significantly Undervalued
! 10 Warning Signs
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What is UnitedHealth Group Change In Receivables?

UnitedHealth Group UNH -1.08% 84 Change In Receivables is $2,398 Mil as of Jun. 2026. GuruFocus rates UNH with a GF Score™ of 84/100 and a GF Value™ of $603.87 (Significantly Undervalued). The stock has 10 warning signs investors should review.

UnitedHealth Group's change in receivables for the quarter that ended in Jun. 2026 was $5,025 Mil. It means UnitedHealth Group's Accounts Receivable declined by $5,025 Mil from Mar. 2026 to Jun. 2026 .

UnitedHealth Group's change in receivables for the fiscal year that ended in Dec. 2025 was $-764 Mil. It means UnitedHealth Group's Accounts Receivable increased by $764 Mil from Dec. 2024 to Dec. 2025 .

UnitedHealth Group's Accounts Receivable for the quarter that ended in Jun. 2026 was $21,573 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. UnitedHealth Group's Days Sales Outstanding for the three months ended in Jun. 2026 was 17.57.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. UnitedHealth Group's liquidation value for the three months ended in Jun. 2026 was $-156,130 Mil.


UnitedHealth Group  (NYSE:UNH) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

UnitedHealth Group's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=21573/112032*91
=17.57

2. In Ben Graham's calculation of liquidation value, UnitedHealth Group's accounts receivable are only considered to be worth 75% of book value:

UnitedHealth Group's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=31468-203778+0.75 * 21573+0.5 * 0
=-156,130

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


UnitedHealth Group Change In Receivables Related Terms


UnitedHealth Group Change In Receivables Historical Data

* Premium members only.

The historical data trend for UnitedHealth Group's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UnitedHealth Group Change In Receivables Chart

UnitedHealth Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,000.00 -2,523.00 -3,114.00 -1,437.00 -764.00

UnitedHealth Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,781.00 1,746.00 -829.00 -3,544.00 5,025.00
UNH
84GF Score
UnitedHealth Group Inc UNH
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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UnitedHealth Group Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,398 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $2,398 Mil mean?
UnitedHealth Group (UNH) has a Change In Receivables of $2,398 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for UnitedHealth Group and its competitors.
Is UnitedHealth Group's Change In Receivables too high?
UnitedHealth Group's current Change In Receivables is $2,398 Mil. Overall, UnitedHealth Group has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UnitedHealth Group's Change In Receivables compare to CVS and ELV?
UnitedHealth Group's Change In Receivables of $2,398 Mil can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Healthcare Plans company?
A good Change In Receivables depends on the Healthcare Plans industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for UnitedHealth Group and its competitors. UnitedHealth Group's current Change In Receivables is $2,398 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UnitedHealth Group stock overvalued right now?
Based on GuruFocus' analysis, UnitedHealth Group (UNH) is currently considered Significantly Undervalued. The stock's GF Value™ is $603.87, compared to a current price of $404.32 — trading 33% below its estimated fair value. The current Change In Receivables is $2,398 Mil. UnitedHealth Group's overall GF Score™ is 84/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For UnitedHealth Group (UNH), the current Change In Receivables is $2,398 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UnitedHealth Group (UNH) Overvalued in 2026?

Based on GuruFocus' analysis, UnitedHealth Group stock appears to be undervalued. The current stock price of $404.32 is trading 33% below its estimated GF Value™ of $603.87. GuruFocus considers UnitedHealth Group to be Significantly Undervalued.

Key valuation signals for UNH:

  • Change In Receivables: $2,398 Mil
  • GF Value™: $603.87 vs. price of $404.32 (33% below fair value)
  • GF Score™: 84/100 with 10 warning signs

No single metric tells the full story. See the UNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UnitedHealth Group Business Description

Address 1 Health Drive, Eden Prairie, MN, USA, 55344
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
84GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$404.32
Price
$603.87
GF Value