UNH (UnitedHealth Group) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UNH UnitedHealth Group Inc UNH
84 GF Score
Price $420.74
GF Value $604.67
Valuation Significantly Undervalued
! 9 Warning Signs
View Full Analysis

What is UnitedHealth Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

UNH
84GF Score
UnitedHealth Group Inc UNH
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is UnitedHealth Group (UNH) Overvalued in 2026?

Based on GuruFocus' analysis, UnitedHealth Group stock appears to be undervalued. The current stock price of $420.74 is trading 30.4% below its estimated GF Value™ of $604.67. GuruFocus considers UnitedHealth Group to be Significantly Undervalued.

Key valuation signals for UNH:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $604.67 vs. price of $420.74 (30.4% below fair value)
  • GF Score™: 84/100 with 9 warning signs

No single metric tells the full story. See the UNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UnitedHealth Group Business Description

Address 1 Health Drive, Eden Prairie, MN, USA, 55344
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
84GF Score

Get the complete analysis for UNH

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$420.74
Price
$604.67
GF Value