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Claims Ratio % is the percentage of claims costs incurred in relation to the premiums earned.
Ategrity Specialty Insurance Co Holdings's Claims Ratio % for the quarter that ended in Mar. 2026 was 58.80%
, which is higher than
57.10% for the pervious quarter ended in Dec. 2025.
Ategrity Specialty Insurance Co Holdings's Claims Ratio % for the annual that ended in Dec. 2025 was 58.70%
, which is higher than
0.00% for the pervious year ended in . 20.
Ategrity Specialty Insurance Co Holdings (NYSE:ASIC) Claims Ratio % Explanation
Claims Ratio % the percentage of claims costs incurred in relation to the premiums earned during the period. It is the equivalent of gross profit margin for an insurance company.
It's important to note that insurance is the business of managing risks and, to do that well, the insurer needs a thorough understanding of the incurred claims ratio. If the value is higher than expected or above established norms, then further investigation is required to figure out why that is (eg: fraud). If it is lower than expected, it could indicate irrelevant products or difficulties in claiming, possibly affecting customer satisfaction.
Ategrity Specialty Insurance Co Holdings Claims Ratio % Related Terms
Ategrity Specialty Insurance Co Holdings Claims Ratio % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ategrity Specialty Insurance Co Holdings Claims Ratio % Chart
Ategrity Specialty Insurance Co Holdings Annual Data
ASIC vs UVE, HGTY, TRUP: Claims Ratio % Comparison
For the Insurance - Property & Casualty subindustry, Ategrity Specialty Insurance Co Holdings's Claims Ratio %, along with its competitors' market caps and Claims Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ategrity Specialty Insurance Co Holdings (NYSE:ASIC) Claims Ratio % Calculation
Claims Ratio % is calculated as
Claims Ratio %
=
Total Claims
/
Total Premiums Earned
*
100%
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Frequently Asked Questions
What does a Claims Ratio % of 58.80% mean?
Ategrity Specialty Insurance Co Holdings (ASIC) has a Claims Ratio % of 58.80% as of Mar. 2026. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on Ategrity Specialty Insurance Co Holdings and its competitors.
Is Ategrity Specialty Insurance Co Holdings' Claims Ratio % too high?
Ategrity Specialty Insurance Co Holdings' current Claims Ratio % is 58.80%. Overall, Ategrity Specialty Insurance Co Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Ategrity Specialty Insurance Co Holdings' Claims Ratio % compare to UVE and HGTY?
Ategrity Specialty Insurance Co Holdings' Claims Ratio % of 58.80% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Claims Ratio % for an Insurance company?
A good Claims Ratio % depends on the Insurance industry context. However, Claims Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Claims Ratio % mean?
A high Claims Ratio % can signal that a stock is expensive relative to its fundamentals. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on Ategrity Specialty Insurance Co Holdings and its competitors. Ategrity Specialty Insurance Co Holdings's current Claims Ratio % is 58.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ategrity Specialty Insurance Co Holdings stock overvalued right now?
Ategrity Specialty Insurance Co Holdings (ASIC) has a current Claims Ratio % of 58.80%. The current Claims Ratio % is 58.80%. Ategrity Specialty Insurance Co Holdings' overall GF Score™ is 17/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Claims Ratio % calculated?
Claims Ratio % is calculated from a company's financial statements. For Ategrity Specialty Insurance Co Holdings (ASIC), the current Claims Ratio % is 58.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ategrity Specialty Insurance Co Holdings is a specialty property and casualty insurance holding company focused on the excess and surplus market for small to medium-sized businesses (SMBs) across the United States. Operating through its subsidiaries, the company underwrites small and medium-sized commercial risks across selected industry verticals, including Retail, Real Estate, Hospitality, and Construction. Its operating model uses a technology-driven method to standardize, simplify, and, where appropriate, automate these transactions. The group distributes its products through licensed surplus lines brokers and wholesale agents.
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