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What is Ategrity Specialty Insurance Co Holdings Equity-to-Asset?
Ategrity Specialty Insurance Co HoldingsASIC +0.54%17 Equity-to-Asset is 0.42 as of Mar. 2026, which is 2% above its 10-year median of 0.41. GuruFocus rates ASIC with a GF Score™ of 17/100. The stock has 4 warning signs investors should review. Among 508 Insurance companies, Ategrity Specialty Insurance Co Holdings ranks better than 73.03% on this metric.
Ategrity Specialty Insurance Co Holdings (NYSE:ASIC) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Ategrity Specialty Insurance Co Holdings Equity-to-Asset Related Terms
Ategrity Specialty Insurance Co Holdings Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ategrity Specialty Insurance Co Holdings Equity-to-Asset Chart
Ategrity Specialty Insurance Co Holdings Annual Data
Trend
Dec23
Dec24
Dec25
Equity-to-Asset
0.37
0.36
0.42
Ategrity Specialty Insurance Co Holdings Quarterly Data
ASIC vs UVE, HGTY, TRUP: Equity-to-Asset Comparison
For the Insurance - Property & Casualty subindustry, Ategrity Specialty Insurance Co Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ategrity Specialty Insurance Co Holdings Equity-to-Asset vs Insurance Industry
Ategrity Specialty Insurance Co Holdings Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ategrity Specialty Insurance Co Holdings (ASIC) has a Equity-to-Asset of 0.42 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ategrity Specialty Insurance Co Holdings and its competitors. This is near median its historical median of 0.41. Over the past decade, Ategrity Specialty Insurance Co Holdings' Equity-to-Asset has ranged from 0.36 to 0.42. According to the industry distribution chart, Ategrity Specialty Insurance Co Holdings ranks #137 out of 508 companies in the Insurance industry, placing it in the top 27%.
Is Ategrity Specialty Insurance Co Holdings' Equity-to-Asset too high?
Ategrity Specialty Insurance Co Holdings' current Equity-to-Asset of 0.42 is near median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 0.42. The Insurance industry median Equity-to-Asset is 0.26. Ategrity Specialty Insurance Co Holdings' value of 0.42 is 61.5% above this industry median. Based on the distribution chart, Ategrity Specialty Insurance Co Holdings ranks #137 out of 508 companies in the Insurance industry, which is above the industry midpoint. Overall, Ategrity Specialty Insurance Co Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Ategrity Specialty Insurance Co Holdings' Equity-to-Asset compare to UVE and HGTY?
According to the Insurance industry distribution chart, Ategrity Specialty Insurance Co Holdings ranks #137 out of 508 companies for Equity-to-Asset. This puts Ategrity Specialty Insurance Co Holdings in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Ategrity Specialty Insurance Co Holdings' value of 0.42 is 61.5% above this benchmark. Historically, Ategrity Specialty Insurance Co Holdings' own Equity-to-Asset has ranged from 0.36 to 0.42 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.26, Ategrity Specialty Insurance Co Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ategrity Specialty Insurance Co Holdings's current Equity-to-Asset of 0.42 is 61.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ategrity Specialty Insurance Co Holdings and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ategrity Specialty Insurance Co Holdings's current Equity-to-Asset is 0.42, which is near median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ategrity Specialty Insurance Co Holdings stock overvalued right now?
Ategrity Specialty Insurance Co Holdings (ASIC) has a current Equity-to-Asset of 0.42. The current Equity-to-Asset is 0.42, which is near median its 10-year median of 0.41 and 61.5% above the Insurance industry median of 0.26. Ategrity Specialty Insurance Co Holdings' overall GF Score™ is 17/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Ategrity Specialty Insurance Co Holdings (ASIC), the current Equity-to-Asset is 0.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ategrity Specialty Insurance Co Holdings is a specialty property and casualty insurance holding company focused on the excess and surplus market for small to medium-sized businesses (SMBs) across the United States. Operating through its subsidiaries, the company underwrites small and medium-sized commercial risks across selected industry verticals, including Retail, Real Estate, Hospitality, and Construction. Its operating model uses a technology-driven method to standardize, simplify, and, where appropriate, automate these transactions. The group distributes its products through licensed surplus lines brokers and wholesale agents.
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