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What is Ategrity Specialty Insurance Co Holdings Cash-to-Debt?
Ategrity Specialty Insurance Co HoldingsASIC -1.10%17 Cash-to-Debt is 18.67 as of Jun. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates ASIC with a GF Score™ of 17/100. The stock has 4 warning signs investors should review. Among 496 Insurance companies, Ategrity Specialty Insurance Co Holdings ranks better than 99.4% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Ategrity Specialty Insurance Co Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 18.67.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Ategrity Specialty Insurance Co Holdingscould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Ategrity Specialty Insurance Co Holdings (NYSE:ASIC) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Ategrity Specialty Insurance Co Holdings Cash-to-Debt Related Terms
Ategrity Specialty Insurance Co Holdings Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Ategrity Specialty Insurance Co Holdings Cash-to-Debt Chart
Ategrity Specialty Insurance Co Holdings Annual Data
Trend
Dec23
Dec24
Dec25
Cash-to-Debt
79.93
13.35
21.98
Ategrity Specialty Insurance Co Holdings Quarterly Data
For the Insurance - Property & Casualty subindustry, Ategrity Specialty Insurance Co Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ategrity Specialty Insurance Co Holdings Cash-to-Debt vs Insurance Industry
Ategrity Specialty Insurance Co Holdings had no debt (1).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ategrity Specialty Insurance Co Holdings (ASIC) has a Cash-to-Debt of 18.67 as of Jun. 2026. This is 100% below median its historical median of 10,000.00. Over the past decade, Ategrity Specialty Insurance Co Holdings' Cash-to-Debt has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Ategrity Specialty Insurance Co Holdings ranks #3 out of 496 companies in the Insurance industry, placing it in the top 0.59999999999999%.
Is Ategrity Specialty Insurance Co Holdings' Cash-to-Debt too high?
Ategrity Specialty Insurance Co Holdings' current Cash-to-Debt of 18.67 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. The Insurance industry median Cash-to-Debt is 2.12. Ategrity Specialty Insurance Co Holdings' value of 18.67 is 782.7% above this industry median. Based on the distribution chart, Ategrity Specialty Insurance Co Holdings ranks #3 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Ategrity Specialty Insurance Co Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Ategrity Specialty Insurance Co Holdings' Cash-to-Debt compare to TRUP and UVE?
According to the Insurance industry distribution chart, Ategrity Specialty Insurance Co Holdings ranks #3 out of 496 companies for Cash-to-Debt. This places Ategrity Specialty Insurance Co Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 2.12. Ategrity Specialty Insurance Co Holdings' value of 18.67 is 782.7% above this benchmark. Historically, Ategrity Specialty Insurance Co Holdings' own Cash-to-Debt has ranged from 10,000.00 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 2.12, Ategrity Specialty Insurance Co Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.12, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ategrity Specialty Insurance Co Holdings's current Cash-to-Debt of 18.67 is 782.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ategrity Specialty Insurance Co Holdings's current Cash-to-Debt is 18.67, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ategrity Specialty Insurance Co Holdings stock overvalued right now?
Ategrity Specialty Insurance Co Holdings (ASIC) has a current Cash-to-Debt of 18.67. The current Cash-to-Debt is 18.67, which is 100% below median its 10-year median of 10,000.00 and 782.7% above the Insurance industry median of 2.12. Ategrity Specialty Insurance Co Holdings' overall GF Score™ is 17/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Ategrity Specialty Insurance Co Holdings (ASIC), the current Cash-to-Debt is 18.67 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ategrity Specialty Insurance Co Holdings is a specialty property and casualty insurance holding company focused on the excess and surplus market for small to medium-sized businesses (SMBs) across the United States. Operating through its subsidiaries, the company underwrites small and medium-sized commercial risks across selected industry verticals, including Retail, Real Estate, Hospitality, and Construction. Its operating model uses a technology-driven method to standardize, simplify, and, where appropriate, automate these transactions. The group distributes its products through licensed surplus lines brokers and wholesale agents.
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