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Kumbhat Financial ServicesBOM:526869 -0.50%42 Current Ratio is 22.84 as of Mar. 2026, which is 70% below its 10-year median of 76.04. GuruFocus rates BOM:526869 with a GF Score™ of 42/100. The stock has 7 warning signs investors should review. Among 400 Credit Services companies, Kumbhat Financial Services ranks better than 67.5% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Kumbhat Financial Services's current ratio for the quarter that ended in Mar. 2026 was 22.84.
Kumbhat Financial Services has a current ratio of 22.84. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Kumbhat Financial Services's Current Ratio or its related term are showing as below:
BOM:526869'
s Current Ratio Range Over the Past 10 Years
Min: 8.46 Med: 76.04 Max: 345.43
Current: 22.84
During the past 13 years, Kumbhat Financial Services's highest Current Ratio was 345.43. The lowest was 8.46. And the median was 76.04.
BOM:526869's Current Ratio is ranked better than 67.5% of 400
companies
in the Credit Services industry
Industry Median: 4.05
vs BOM:526869: 22.84
Kumbhat Financial Services (BOM:526869) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Kumbhat Financial Services Current Ratio Related Terms
Kumbhat Financial Services Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:526869 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Kumbhat Financial Services's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kumbhat Financial Services Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Kumbhat Financial Services's Current Ratio distribution charts can be found below:
* The bar in red indicates where Kumbhat Financial Services's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kumbhat Financial Services (BOM:526869) has a Current Ratio of 22.84 as of Mar. 2026. This is 70% below median its historical median of 76.04. Over the past decade, Kumbhat Financial Services' Current Ratio has ranged from 8.46 to 345.43. According to the industry distribution chart, Kumbhat Financial Services ranks #130 out of 400 companies in the Credit Services industry, placing it in the top 32.5%.
Is Kumbhat Financial Services' Current Ratio too high?
Kumbhat Financial Services' current Current Ratio of 22.84 is 70% below median its 10-year median of 76.04. Over the past 10 years, this metric has ranged from a low of 8.46 to a high of 345.43. The Credit Services industry median Current Ratio is 4.05. Kumbhat Financial Services' value of 22.84 is 464% above this industry median. Based on the distribution chart, Kumbhat Financial Services ranks #130 out of 400 companies in the Credit Services industry, which is above the industry midpoint. Overall, Kumbhat Financial Services has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Kumbhat Financial Services' Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Kumbhat Financial Services ranks #130 out of 400 companies for Current Ratio. This puts Kumbhat Financial Services in the upper half of its industry. The industry median Current Ratio is 4.05. Kumbhat Financial Services' value of 22.84 is 464% above this benchmark. Historically, Kumbhat Financial Services' own Current Ratio has ranged from 8.46 to 345.43 over the past decade. While the company's 10-year median is 76.04 vs. the industry median of 4.05, Kumbhat Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.05, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kumbhat Financial Services's current Current Ratio of 22.84 is 464% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kumbhat Financial Services's current Current Ratio is 22.84, which is 70% below median its own 10-year median of 76.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumbhat Financial Services stock overvalued right now?
Kumbhat Financial Services (BOM:526869) has a current Current Ratio of 22.84. The current Current Ratio is 22.84, which is 70% below median its 10-year median of 76.04 and 464% above the Credit Services industry median of 4.05. Kumbhat Financial Services' overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Kumbhat Financial Services (BOM:526869), the current Current Ratio is 22.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Kumbhat Financial Services Ltd is an India-based non-banking finance company. The company provides leasing and finance services. The company's business activity falls within a single primary business segment which is the Financing business.
42GF Score
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